Is my M5 totaled?

F10poor · 11-08-2020, 07:10 AM

Started to pull out at a green light then stopped as someone ran a red light. Just the front bumper area was side swiped. Nobody was hurt. It's a 2015 M5 with 55k

M5Rick · 11-08-2020, 07:41 AM

Quote:

Originally Posted by F10poor

Started to pull out at a green light then stopped as someone ran a red light. Just the front bumper area was side swiped. Nobody was hurt. It's a 2015 M5 with 55k

Doesn't look like it, a side swipe at the tip so only panel and lights there even the oil cooler seems to have escaped! so suspension,wheels and frame look good.

F10poor · 11-08-2020, 07:49 AM

There was fluid on the ground. Not sure what as it was too dark to see. I was amazed on how my wife and I didn't feel anything during the impact. Just saw my car parts flying in slow motion. I turned the car off immediately.

M5Rick · 11-08-2020, 08:09 AM

You were right to switch off, though that cooler is in its place it still looks vulnerable there so could be leaking and there's a gearbox oil cooler also so I would tell the repair guys not to start car and leave a warning note on dash.

F10poor · 11-08-2020, 08:52 AM

Quote:

Originally Posted by M5theonlyone

You were right to switch off, though that cooler is in its place it still looks vulnerable there so could be leaking and there's a gearbox oil cooler also so I would tell the repair guys not to start car and leave a warning note on dash.

Thank you for your time. I'll post updates when available.

Jonzny · 11-08-2020, 03:00 PM

Don't think it will be

F10poor · 11-09-2020, 01:41 PM

Got new pics. Can't upload for some reason

texsn95 · 11-09-2020, 02:10 PM

Nah not totaled, but you'll be in a rental 4-banger for awhile

Jonzny · 11-09-2020, 06:02 PM

Quote:

Originally Posted by F10poor

Got new pics. Can't upload for some reason

If they total it send me a message, I'm interested.

F10poor · 11-09-2020, 06:55 PM

Quote:

Originally Posted by Jonzny

If they total it send me a message, I'm interested.

Hoping they don't. I have a brand new armytrix catback exhaust with carbon tips that was supposed to be installed this week.

F10poor · 11-09-2020, 08:59 PM

Daylight pics

F10poor · 11-09-2020, 09:04 PM

More

F10poor · 11-10-2020, 10:07 AM

Insurance so far hasn't totaled it. The estimated repair is 21k

F10poor · 11-10-2020, 10:54 AM

Insurance so far hasn't totaled it. The estimated repair is 21k

AlisterB · 11-10-2020, 05:29 PM

Quote:

Originally Posted by F10poor

Insurance so far hasn't totaled it. The estimated repair is 21k

Big repair bill for what looks like not a huge amount of damage. There is a few expensive parts required however (such as headlights) so the repair bill probably adds up pretty quickly...

F10poor · 11-10-2020, 05:53 PM

Hood replacement, headlights, bumper reinforcement, oil cooler, bumper, just to name a few.

M5Rick · 11-11-2020, 05:38 AM

A quote by repair shop will always be higher if it's an insurance job.

Jonzny · 11-12-2020, 05:48 PM

Headlights I bet are 30% of that bill alone

INFURNO · 11-13-2020, 12:56 AM

If it's your first accident see if you can file a diminished value claim too.

They'll try and find any way to wiggle out of that so be ready for a fight.

It may not take much to put you over though. I've had a vehicle come back as "not totaled" but when they start finding more things wrong with it they'll reverse it. Also, I leaned that your rental vehicle cost is a factor on their repair estimate and that can also tip it over.

Personally, I'd probably just take a check and DIY the repair and use the cash saved to make some personal updates. Looks like you may need some frame work though. But at least you could go for OEM... the insurance company probably won't.

F10poor · 11-13-2020, 01:36 PM

Quote:

Originally Posted by INFURNO

If it's your first accident see if you can file a diminished value claim too.

They'll try and find any way to wiggle out of that so be ready for a fight.

It may not take much to put you over though. I've had a vehicle come back as "not totaled" but when they start finding more things wrong with it they'll reverse it. Also, I leaned that your rental vehicle cost is a factor on their repair estimate and that can also tip it over.

Personally, I'd probably just take a check and DIY the repair and use the cash saved to make some personal updates. Looks like you may need some frame work though. But at least you could go for OEM... the insurance company probably won't.

Already got the insurance check. It's at the repair shop now. Everything in the estimate, is OEM. Just keeping my fingers crossed. I have 4 other vehicles so I'm driving one of them. Rental car isn't an issue.

F10poor · 11-13-2020, 01:40 PM

Quote:

Originally Posted by Jonzny

Headlights I bet are 30% of that bill alone

Estimate say 2633.00 for each headlight

M5Rick · 11-13-2020, 01:41 PM

Quote:

Originally Posted by F10poor

Estimate say 2633.00 for each headlight

That right side LED looks intact.

11-08-2020, 07:10 AM	#1
F10poor New Member 6 Rep 17 Posts Drives: BMW M5 F10 2015 BMW 528 2011 Join Date: Aug 2020 Location: Hendersonville NC iTrader: (0)	Is my M5 totaled? Started to pull out at a green light then stopped as someone ran a red light. Just the front bumper area was side swiped. Nobody was hurt. It's a 2015 M5 with 55k Attached Images
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11-08-2020, 07:49 AM	#3
F10poor New Member 6 Rep 17 Posts Drives: BMW M5 F10 2015 BMW 528 2011 Join Date: Aug 2020 Location: Hendersonville NC iTrader: (0)	There was fluid on the ground. Not sure what as it was too dark to see. I was amazed on how my wife and I didn't feel anything during the impact. Just saw my car parts flying in slow motion. I turned the car off immediately.
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11-08-2020, 08:09 AM	#4
M5Rick General 60093 Rep 19,569 Posts Drives: M5 F10 DCT Gunmetal Join Date: Aug 2018 Location: Southern England iTrader: (0)	You were right to switch off, though that cooler is in its place it still looks vulnerable there so could be leaking and there's a gearbox oil cooler also so I would tell the repair guys not to start car and leave a warning note on dash.
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11-08-2020, 03:00 PM	#6
Jonzny First Lieutenant 93 Rep 368 Posts Drives: 2011 E92 M3 Join Date: Feb 2016 Location: New York iTrader: (1)	Don't think it will be
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11-09-2020, 01:41 PM	#7
F10poor New Member 6 Rep 17 Posts Drives: BMW M5 F10 2015 BMW 528 2011 Join Date: Aug 2020 Location: Hendersonville NC iTrader: (0)	Got new pics. Can't upload for some reason
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11-09-2020, 02:10 PM	#8
texsn95 Private First Class 56 Rep 146 Posts Drives: 2014 Frozen Silver M5 Join Date: Feb 2016 Location: Houston iTrader: (0)	Nah not totaled, but you'll be in a rental 4-banger for awhile __________________ 2014 Frozen Silver M5, CP, B&O, 601s 1995 Mustang Cobra - 347 stroker
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11-09-2020, 08:59 PM	#11
F10poor New Member 6 Rep 17 Posts Drives: BMW M5 F10 2015 BMW 528 2011 Join Date: Aug 2020 Location: Hendersonville NC iTrader: (0)	Daylight pics Attached Images
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11-09-2020, 09:04 PM	#12
F10poor New Member 6 Rep 17 Posts Drives: BMW M5 F10 2015 BMW 528 2011 Join Date: Aug 2020 Location: Hendersonville NC iTrader: (0)	More Attached Images
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11-10-2020, 10:07 AM	#13
F10poor New Member 6 Rep 17 Posts Drives: BMW M5 F10 2015 BMW 528 2011 Join Date: Aug 2020 Location: Hendersonville NC iTrader: (0)	Insurance so far hasn't totaled it. The estimated repair is 21k
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11-10-2020, 10:54 AM	#14
F10poor New Member 6 Rep 17 Posts Drives: BMW M5 F10 2015 BMW 528 2011 Join Date: Aug 2020 Location: Hendersonville NC iTrader: (0)	Insurance so far hasn't totaled it. The estimated repair is 21k
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11-10-2020, 05:53 PM	#16
F10poor New Member 6 Rep 17 Posts Drives: BMW M5 F10 2015 BMW 528 2011 Join Date: Aug 2020 Location: Hendersonville NC iTrader: (0)	Hood replacement, headlights, bumper reinforcement, oil cooler, bumper, just to name a few.
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11-11-2020, 05:38 AM	#17
M5Rick General 60093 Rep 19,569 Posts Drives: M5 F10 DCT Gunmetal Join Date: Aug 2018 Location: Southern England iTrader: (0)	A quote by repair shop will always be higher if it's an insurance job.
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11-12-2020, 05:48 PM	#18
Jonzny First Lieutenant 93 Rep 368 Posts Drives: 2011 E92 M3 Join Date: Feb 2016 Location: New York iTrader: (1)	Headlights I bet are 30% of that bill alone
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11-13-2020, 12:56 AM	#19
INFURNO Private First Class 167 Rep 191 Posts Drives: F10 M5 Join Date: Oct 2010 Location: WA iTrader: (0)	If it's your first accident see if you can file a diminished value claim too. They'll try and find any way to wiggle out of that so be ready for a fight. It may not take much to put you over though. I've had a vehicle come back as "not totaled" but when they start finding more things wrong with it they'll reverse it. Also, I leaned that your rental vehicle cost is a factor on their repair estimate and that can also tip it over. Personally, I'd probably just take a check and DIY the repair and use the cash saved to make some personal updates. Looks like you may need some frame work though. But at least you could go for OEM... the insurance company probably won't.
	Appreciate 0 Quote