Interest rates on lease buyouts

gemini.m3 · 09-30-2020, 03:52 PM

Hey guys - if you buy out lease from BMW - do you get the interest rates offered for CPO vehicles in their programs or how does that work?? Could make or break my next decision-- so like it looks like they are offering 0.9 for all 2017-2018 certified vehicles for 36 months.. is that something if you're buying out a lease you would qualify for or do you guys end up getting financing through another bank other than BMWFS?

MisterF80M3 · 09-30-2020, 08:08 PM

My homie that just bought out his lease through BMWFS said the lowest rate is 2.74% 60 months with 840 credit score.

f80er · 10-01-2020, 03:04 PM

Nah you don't qualify for those IIRC unless your dealer could work some magic by CPO'ing it and then selling it back to you.

I just bought mine out a couple weeks ago, 2.49% @60 through BMWFS 8xx as well. Funny too cause when I asked BMWFS what their rate was it was 2.74 but through my dealer I got 2.49. Better than my bank as well @2.79.

AlterZgo · 10-01-2020, 04:02 PM

If you belong to a credit union or have access to one, check them out. Mine is at 1.99% for pretty much any length auto loan. I financed my lease buyout thru my credit union.

09-30-2020, 03:52 PM	#1
gemini.m3 Major 1497 Rep 1,297 Posts Drives: 2022 M3 xDrive comp Join Date: Aug 2014 Location: Miami, FL iTrader: (8)	Interest rates on lease buyouts Hey guys - if you buy out lease from BMW - do you get the interest rates offered for CPO vehicles in their programs or how does that work?? Could make or break my next decision-- so like it looks like they are offering 0.9 for all 2017-2018 certified vehicles for 36 months.. is that something if you're buying out a lease you would qualify for or do you guys end up getting financing through another bank other than BMWFS? __________________ 2022 M3 xDrive Comp 2020 M2 CS (retired) 2018 M3 Comp (retired) 2015 335i (retired)
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09-30-2020, 08:08 PM	#2
MisterF80M3 Major 1059 Rep 1,171 Posts Drives: 2018 M3 Join Date: Jul 2018 Location: CA iTrader: (4)	My homie that just bought out his lease through BMWFS said the lowest rate is 2.74% 60 months with 840 credit score. __________________ 2018 BMW F80 ///M3 570WHP/578TQ
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10-01-2020, 03:04 PM	#3
f80er Banned 2056 Rep 1,984 Posts Drives: An M3 Join Date: Jan 2016 Location: DMV iTrader: (1)	Nah you don't qualify for those IIRC unless your dealer could work some magic by CPO'ing it and then selling it back to you. I just bought mine out a couple weeks ago, 2.49% @60 through BMWFS 8xx as well. Funny too cause when I asked BMWFS what their rate was it was 2.74 but through my dealer I got 2.49. Better than my bank as well @2.79.
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10-01-2020, 04:02 PM	#4
AlterZgo Lieutenant Colonel 1538 Rep 1,665 Posts Drives: 23 X3 M40i, 21 911S, 24 Taycan Join Date: Sep 2010 Location: Gilbert, AZ iTrader: (0)	If you belong to a credit union or have access to one, check them out. Mine is at 1.99% for pretty much any length auto loan. I financed my lease buyout thru my credit union.
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