M3 owner arrested for insurance related fraud after track crash.

radiantm3 · 12-09-2015, 02:50 PM

http://www.presstelegram.com/general...ing-to-insurer

Quote:

LAKEWOOD >> A Lakewood man crashed his German sports sedan at a Southern California racetrack earlier this year but told his auto insurer the accident happened in the local mountains, lying his way to a near-$65,000 payout, prosecutors allege.

Andres Hernandez, 36, allegedly wrecked his vehicle while trying to get the best lap time when he spun out and hit the wall at Fontana’s Auto Club Speedway May 15, according to a press release from the California Department of Insurance issued Tuesday. But he told his insurer he crashed his 2015 BMW M3 on Angeles Crest Highway, the department alleges.

He allegedly claimed the collision occurred on the highway because his personal auto policy did not provide coverage for racing, said Madison Voss, a spokeswoman with the Insurance Department. His insurance company paid out $64,860 on the claim.

Hernandez was arrested Dec. 1 at his job at South Bay BMW in Torrance and eventually posted his $45,000 bail, Voss said.

Hernandez, 36, is facing two felonies: one count of insurance fraud and one count of grand theft of personal property, said Greg Risling, a spokesman with the Los Angeles County District Attorney’s Office. He is scheduled to appear in Los Angeles Superior Court to enter a plea Dec. 23.

Anyone here?

Groundpilot · 12-09-2015, 03:26 PM

Thanks for posting, but honestly, do you expect someone to identify himself here?

AriuSen · 12-09-2015, 03:28 PM

true lol.

its hard to go unoticed when you crash at the track.....there will be evidence all over instagram, facebook, etc....even on this forum they can find stuff.

s14_kev · 12-09-2015, 03:31 PM

Quote:

Originally Posted by Groundpilot

Thanks for posting, but honestly, do you expect someone to identify himself here?

Maybe OP was wondering if someone else could ID him

radiantm3 · 12-09-2015, 03:48 PM

Quote:

Originally Posted by kevin///mlee

Maybe OP was wondering if someone else could ID him

It was just a joke. Could care less who the guy actually is or if he's on this forum. But I'd guess someone here knows the guy or at least met him at an event. Just thought it's a good reminder about the potential consequences of this kind of insurance fraud.

MSteve5036 · 12-09-2015, 03:57 PM

Quote:

Originally Posted by radiantm3

Quote:

Originally Posted by kevin///mlee

Maybe OP was wondering if someone else could ID him

It was just a joke. Could care less who the guy actually is or if he's on this forum. But I'd guess someone here knows the guy or at least met him at an event. Just thought it's a good reminder about the potential consequences of this kind of insurance fraud.

Sure is! I think it is similar to drug laws of the past, which had incredibly heavy punishments for certain charges in order to reduce the crime rate. As it turns out, people still committed the crimes because they were not aware of the punishments and now we have them doing hard time with over crowded prisons

CalSE · 12-09-2015, 04:11 PM

With all the social media outlets and mobile phones, what was this guy thinking? SMH.

redpriest · 12-09-2015, 04:18 PM

Don't cheap up on track insurance IMO.

Saandiaago · 12-09-2015, 05:40 PM

Quote:

Originally Posted by redpriest

Don't cheap up on track insurance IMO.

Yep. Just consider it to be the cost of playing. Or get a cheaper car.

Groundpilot · 12-09-2015, 05:44 PM

Quote:

Originally Posted by Saandiaago

Yep. Just consider it to be the cost of playing. Or get a cheaper car.

Or dont track the car if you cant afford to lose it

M3 Number 86 · 12-09-2015, 05:49 PM

time for some lockton infinity.

M3 Number 86 · 12-09-2015, 05:55 PM

Quote:

Originally Posted by MSteve5036

Sure is! I think it is similar to drug laws of the past, which had incredibly heavy punishments for certain charges in order to reduce the crime rate. As it turns out, people still committed the crimes because they were not aware of the punishments and now we have them doing hard time with over crowded prisons

get a good lawyer and you don't get shit. problem solved. it's about how much you are willing to pay.

redpriest · 12-09-2015, 06:00 PM

If he cheaped out on $400 of track insurance, he probably can't afford a good lawyer.

roastbeef · 12-09-2015, 06:18 PM

As much as I hate paying $310 a track day, it's good peace of mind. I'll pay $310 for a stress free track day every time.

MSteve5036 · 12-09-2015, 06:38 PM

Quote:

Originally Posted by roastbeef

As much as I hate paying $310 a track day, it's good peace of mind. I'll pay $310 for a stress free track day every time.

I've never paid for track insurance, but it has also affected the way I've driven

Kong Sheng Han · 12-09-2015, 06:49 PM

Quote:

Originally Posted by redpriest

Don't cheap up on track insurance IMO.

Costs me $206/event doe. And that's without covering a few thousand dollars worth of mods.

I kid. I'm never going to the track without track insurance.

PandaM3 · 12-09-2015, 08:48 PM

If it's for an hpde and "non competition" most good insurances will cover it. I know mine does as part of a regular full coverage.

djDori_C · 12-09-2015, 08:55 PM

Good he got what he deserves! Those people are the reasons why insurance rates are so high

CalSE · 12-09-2015, 09:09 PM

Quote:

Originally Posted by PandaM3

If it's for an hpde and "non competition" most good insurances will cover it. I know mine does as part of a regular full coverage.

Mind sharing your carrier?

M3 Number 86 · 12-09-2015, 09:25 PM

Quote:

Originally Posted by CalSE

Mind sharing your carrier?

I think Jerry Jerry needs to find one for us.

ApexWheels · 12-09-2015, 09:31 PM

Quote:

Originally Posted by PandaM3

If it's for an hpde and "non competition" most good insurances will cover it. I know mine does as part of a regular full coverage.

This is a common misconception. Although you can often find verbeage calling out competition vs non-competition, the likelihood of them covering ANY damage caused by an HPDE is slim to none. If you believe your traditional policy covers your HPDE events, ask your underwriter to put it into writing for you.
- Ryan

bigjae1976 · 12-09-2015, 10:13 PM

If his M3 was NA...he wouldn't have crashed.

12-09-2015, 03:26 PM	#2
Groundpilot Banned 476 Rep 1,711 Posts Drives: 135I DCT , e92 M3 DCT, Audi A6 Join Date: Mar 2010 Location: long island,ny iTrader: (0)	Thanks for posting, but honestly, do you expect someone to identify himself here?
	Appreciate 0 Quote

12-09-2015, 03:28 PM	#3
AriuSen Lieutenant Colonel 777 Rep 1,923 Posts Drives: Z4M Coupe Join Date: Oct 2014 Location: Los Angeles iTrader: (9)	true lol. its hard to go unoticed when you crash at the track.....there will be evidence all over instagram, facebook, etc....even on this forum they can find stuff.
	Appreciate 0 Quote

12-09-2015, 04:11 PM	#7
CalSE Private First Class 37 Rep 116 Posts Drives: E92 M3 Join Date: May 2012 Location: OC iTrader: (0)	With all the social media outlets and mobile phones, what was this guy thinking? SMH.
	Appreciate 0 Quote

12-09-2015, 04:18 PM	#8
redpriest Colonel 2147 Rep 2,527 Posts Drives: 2011 M3/Porsche 992 GT3RS Join Date: Apr 2014 Location: Bay Area, CA iTrader: (0) Garage List 2024 Porsche 911 GT3RS [0.00] 2021 Porsche 718 Sp ... [0.00] 2021 Mazda Miata MX-5 [0.00] 2006 BMW M3 [0.00] 2011 BMW M3 [10.00]	Don't cheap up on track insurance IMO. __________________ '06 BMW M3 ZCP 6MT \| JRZ RS Pro + Hyperco 650/750 \| Epic Tune \| Brembo 355mm BBK \| too many to list '11 BMW M3 ZCP DCT \| Akra Evolution \| Eventuri intake \| MCS 3-way \| 4.6L Carbahn S65 \| Zebulon Aero \| AP Racing Radi-CAL BBK by Essex \| 305/645-18 Pirelli DHB Porsche 992 GT3, 991.2 GT3RS, 718 Spyder instagram.com/titomanlio
	Appreciate 0 Quote

12-09-2015, 05:49 PM	#11
M3 Number 86 Major General 3221 Rep 6,218 Posts Drives: black m3 Join Date: Mar 2015 Location: pasadena iTrader: (1)	time for some lockton infinity. __________________ dadmobile IG: @M3number86 youtube: track vids
	Appreciate 0 Quote

12-09-2015, 06:00 PM	#13
redpriest Colonel 2147 Rep 2,527 Posts Drives: 2011 M3/Porsche 992 GT3RS Join Date: Apr 2014 Location: Bay Area, CA iTrader: (0) Garage List 2024 Porsche 911 GT3RS [0.00] 2021 Porsche 718 Sp ... [0.00] 2021 Mazda Miata MX-5 [0.00] 2006 BMW M3 [0.00] 2011 BMW M3 [10.00]	If he cheaped out on $400 of track insurance, he probably can't afford a good lawyer. __________________ '06 BMW M3 ZCP 6MT \| JRZ RS Pro + Hyperco 650/750 \| Epic Tune \| Brembo 355mm BBK \| too many to list '11 BMW M3 ZCP DCT \| Akra Evolution \| Eventuri intake \| MCS 3-way \| 4.6L Carbahn S65 \| Zebulon Aero \| AP Racing Radi-CAL BBK by Essex \| 305/645-18 Pirelli DHB Porsche 992 GT3, 991.2 GT3RS, 718 Spyder instagram.com/titomanlio
	Appreciate 0 Quote

12-09-2015, 06:18 PM	#14
roastbeef Lieutenant General 11586 Rep 12,728 Posts Drives: E92 M3 Join Date: Nov 2010 Location: Orange County, CA iTrader: (4)	As much as I hate paying $310 a track day, it's good peace of mind. I'll pay $310 for a stress free track day every time. __________________ Instagram; @roastbeefmike
	Appreciate 0 Quote

12-09-2015, 08:48 PM	#17
PandaM3 Captain 470 Rep 988 Posts Drives: Join Date: Apr 2008 iTrader: (6)	If it's for an hpde and "non competition" most good insurances will cover it. I know mine does as part of a regular full coverage.
	Appreciate 0 Quote

12-09-2015, 08:55 PM	#18
djDori_C Second Lieutenant 110 Rep 277 Posts Drives: E93 M3 Join Date: Nov 2015 Location: Toronto Ontario iTrader: (0)	Good he got what he deserves! Those people are the reasons why insurance rates are so high
	Appreciate 0 Quote

12-09-2015, 10:13 PM	#22
bigjae1976 Major General 1577 Rep 8,077 Posts Drives: 11 E90 M3 Individual Join Date: Mar 2006 Location: Houston, TX iTrader: (22) Garage List 2004 BMW M3 [4.50] 2011 BMW E90 M3 [5.25] 2013 BMW 328i [5.00]	If his M3 was NA...he wouldn't have crashed. __________________ 2018 F30 320iX Melbourne Red 2011 E90 M3 Monte Carlo Blue 2004 E46 M3 Imola Red 2000 E36/7 Z3 Steel Blue
	Appreciate 0 Quote