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      08-02-2010, 05:35 PM   #89
Hoops
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Originally Posted by Hotcoupe View Post
I rang Moris before last years trip and they would only provide cover for an organised track day, not a tourist day.
Cant get clearer than that either i guess!!!

If it were me i would want them to write it in plain simple unambiguous terms that the policy covered me for every eventuality on both a track day AND tourist day and send it to me so i had a contemporaneous note to fall back on should something go wrong out there.
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      08-03-2010, 02:12 AM   #90
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I checked my Moris policy last night and it covers me for organized UK trackdays and all car-related trackdays and public days at the Nurburgring.
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      08-03-2010, 02:19 AM   #91
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Originally Posted by E92Fan View Post
I checked my Moris policy last night and it covers me for organized UK trackdays and all car-related trackdays and public days at the Nurburgring.
And you cant get much clearer than that either!!!

Insurance companies..... dont ya just love 'em!!!
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      08-03-2010, 03:02 AM   #92
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For anyone interested, I have a Ring Card for sale which is loaded with 3 laps. I didn't get to use them due to poor weather. See thread here http://www.e90post.com/forums/showthread.php?t=415093
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      08-03-2010, 03:13 AM   #93
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Quote:
Originally Posted by E92Fan View Post
I checked my Moris policy last night and it covers me for organized UK trackdays and all car-related trackdays and public days at the Nurburgring.
Your right Tony, apologies.

I just checked with them and apparently at some point last year (when I originally enquired) their underwriters at the time were unable to offer cover for the Ring on a turn up and drive basis, but only on a organised track day.

This year they've changed underwriters and can offer cover for the Ring on a public day as a unorganised event.

Cover for my car would be £200 per day with an excess of £2800.

It's worth noting the policy conditions though


What your Policy covers:
  • External accident damage (i.e. impact) to the car only whilst engaged in the specified track day activity.
  • Fire damage but only if directly following an accident (i.e. impact).
  • The costs of repairing the car or, if insurers decide, pay you or the legal owner (should the car be subject to hire purchase or lease) an amount in full settlement.
  • Any amount paid cannot be more than the car's market value at the time of the accident and all claims are subject to an excess/deductible as shown on the Trackday Insurance details.
  • Labour costs up to £50 per hour including VAT
What your Policy does not cover:
  • Bikes.
  • Internal damage to the engine or to the gearbox or transmission.
  • Mechanical, electrical or computer breakdown, howsoever caused.
  • Liability to other participants, to any third parties or to passengers or any property damage.
  • Competitive driving, (in other words, whilst racing or on timed runs or trials).
  • Consumable items such as tyres, oils, linings etc.
  • Extra costs involved in repairing specialised paintwork and logos unless specifically agreed.
  • Shipping / Transportation / Recovery costs. (Note: insurance of recovery costs for circuits in England, Scotland or Wales is available as an optional extension. This option is made available when completing your payment for vehicle damage insurance online).
  • Labour costs exceeding £50 per hour (including VAT).
  • Damage to the interior of the car caused as a direct result of airbag deployment.
  • Loss or damage to the car whilst being driven by any person other than those specified within the Confirmation of Cover document.
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      08-03-2010, 07:17 AM   #94
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LOL!!!!
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      08-03-2010, 08:09 AM   #95
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Yep, I've jst had email confirmation from them too. It reads:

Hi Andrew

Sorry for the delay in response.

Yes you will be covered for a public/tourist day as long as there are no
timed events or head to head racing.

Have fun!!



Happy days!
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      08-03-2010, 08:29 AM   #96
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What insurance company is that with Palmnuts?? Is it just a normal policy or is it something tailored towards trackdays and the likes?

Edit: Just read through previous posts and see it's with Morris specifically for trackdays..!
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      08-03-2010, 11:22 AM   #97
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I want my money back from Moris now.
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      08-03-2010, 02:19 PM   #98
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Have a look at Reis also for Ring insurance...

http://www.reis.co.uk/index.php/what-we-do/trackdays/

Quite a few of us from AudiSRS are using them for the Circuit Days trip in August :thumb:
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      08-03-2010, 08:26 PM   #99
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Quote:
Originally Posted by Palmnuts View Post
Yep, I've jst had email confirmation from them too. It reads:

Hi Andrew

Sorry for the delay in response.

Yes you will be covered for a public/tourist day as long as there are no
timed events or head to head racing.

Have fun!!


Happy days!
Aww, that's so sweet of them.
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      08-04-2010, 05:05 PM   #100
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Quote:
Originally Posted by Palmnuts View Post
....or head to head racing.

Have fun!![/I]
Gotta Love That!!! And they want you to have FUN too!!! Cant grumble Andy!!
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