Track Insurance

ToddPhilly · 08-06-2007, 12:09 PM

Anybody have the name of a reputable track insurance provider?

Dascamel · 08-06-2007, 10:25 PM

+1 Good question, do most people purchase track insurance?

shimshimhada · 08-06-2007, 11:46 PM

http://forums.rennlist.com/rennforum...6&page=1&pp=15

jbake · 08-06-2007, 11:59 PM

wow, what a good idea, i wish i thought of that.

bartman32 · 08-07-2007, 12:24 PM

Great find Shimshimhada: However I don't want to pay that much for 3-5 track events a year.

Anyone have any idea of how you could find out if your current insurance would cover on the track without tipping them off that this is what you are doing?

Anyone have experience with AAA?

jbass524 · 08-14-2007, 12:56 AM

I have the BMW insurance through Liberty Mutual. I did this because I'm a 8 days a year guy and the Snelling Waters was a bit too expensive.

Anyway, Liberty Mutual's exceptions only exclude a timed event and a mass start race where there is a winner declared. HPDEs are insured through them as of my last conversation with my agent.

AAA does not insure at the track. I moved from them due to this.

ToddPhilly · 08-14-2007, 11:10 AM

Quote:

Originally Posted by jbass524

I have the BMW insurance through Liberty Mutual. I did this because I'm a 8 days a year guy and the Snelling Waters was a bit too expensive.

Anyway, Liberty Mutual's exceptions only exclude a timed event and a mass start race where there is a winner declared. HPDEs are insured through them as of my last conversation with my agent.

AAA does not insure at the track. I moved from them due to this.

I'll have to look into that. State Farm is my current provider, and they discontinued coverage for HPDEs this year. Thanks for the info!

OC Guy · 08-15-2007, 11:49 AM

Interesting info. Subscribed.

ToddPhilly · 08-23-2007, 09:37 AM

Quote:

Originally Posted by jbass524

I have the BMW insurance through Liberty Mutual. I did this because I'm a 8 days a year guy and the Snelling Waters was a bit too expensive.

Anyway, Liberty Mutual's exceptions only exclude a timed event and a mass start race where there is a winner declared. HPDEs are insured through them as of my last conversation with my agent.

AAA does not insure at the track. I moved from them due to this.

I just spoke with Liberty Mutual. Their policies DO NOT cover cars for HPDE's, timed or untimed. I suggest you contact your agent.

2e9x's · 08-23-2007, 01:09 PM

I agree that the cost is a bit high for the number of events I plan to do per year. However, it is cheaper than the cost of the car so I decided to bite the bullet. Hopefully I will never need it!

American Collectors used to offer this coverage but they stopped due to limited interest. They were much cheaper...darned shame.

I caution you about calling your carrier and asking whether or not they cover these events. I have heard stories of companies canceling folks merely for asking. While this is little more than urban legend, I would still be careful. The best approach is to thoroughly read the exclusions section of your policy.

I read the rennlist thread which is how I found ProSure and Christopher Maume. He has been really good about getting back to me and providing information. He is a licensed agent in Georgia (verified on their web site). The company writing the policy is Hiscox (a Lloyd's company) with an A- rating in AM Best (according to Chris).

It is worth a shot. I'd rather have it and not need it vs not having it and needing it...

08-06-2007, 12:09 PM	#1
ToddPhilly First Lieutenant 19 Rep 313 Posts Drives: BMW 335i Coupe Join Date: Mar 2006 Location: King of Prussia, PA iTrader: (0)	Track Insurance Anybody have the name of a reputable track insurance provider? __________________ 335i Coupe: Crimson Red / Black X3 3.0si: Alpine White / Sand Beige
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08-06-2007, 10:25 PM	#2
Dascamel Lieutenant Colonel 48 Rep 1,664 Posts Drives: 2008 e92 M3, 2010 e91 328i Join Date: Jul 2007 Location: Bakersfield, CA iTrader: (0)	+1 Good question, do most people purchase track insurance? __________________ 2008 E92 M3 Jerez Black,DCT,Fox Red ext,Prem,Tech,19", ipod/usb, CF roof and trim 2010 E91 328i Space Gray,Black int, M sport, most options 2007 Montego Blue 335i (retired)
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08-06-2007, 11:46 PM	#3
shimshimhada Brigadier General 442 Rep 4,838 Posts Drives: Portal Join Date: Jul 2005 Location: Portal iTrader: (2)	http://forums.rennlist.com/rennforum...6&page=1&pp=15
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08-06-2007, 11:59 PM	#4
jbake OG 77 Rep 930 Posts Drives: F80 M3 Join Date: Feb 2007 Location: Cen Cal iTrader: (0)	wow, what a good idea, i wish i thought of that.
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08-07-2007, 12:24 PM	#5
bartman32 Colonel 101 Rep 2,317 Posts Drives: F87 M2 Join Date: Feb 2007 Location: The OC iTrader: (0) Garage List 2017 M2 [0.00]	Great find Shimshimhada: However I don't want to pay that much for 3-5 track events a year. Anyone have any idea of how you could find out if your current insurance would cover on the track without tipping them off that this is what you are doing? Anyone have experience with AAA?
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08-14-2007, 12:56 AM	#6
jbass524 Major 99 Rep 1,050 Posts Drives: 2011 E90 M3 Join Date: Mar 2007 Location: Norcal iTrader: (2)	I have the BMW insurance through Liberty Mutual. I did this because I'm a 8 days a year guy and the Snelling Waters was a bit too expensive. Anyway, Liberty Mutual's exceptions only exclude a timed event and a mass start race where there is a winner declared. HPDEs are insured through them as of my last conversation with my agent. AAA does not insure at the track. I moved from them due to this.
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08-15-2007, 11:49 AM	#8
OC Guy General 539 Rep 18,123 Posts Drives: AW 335D E90 Join Date: Oct 2006 Location: Irvine/Aliso Viejo, CA iTrader: (9) Garage List 2007 335i [0.00]	Interesting info. Subscribed. __________________ Current: 2010 Alpine White 335D LCI l 19" BBS LMs l KW V2 Coilovers l BMW Performance Grilles l MSport Front/Rear l Karbonwerke Trunk l F1 Pinnacle Tint 35% Former: E92 Space Grey 335i Latest pics
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08-23-2007, 01:09 PM	#10
2e9x's Major 50 Rep 1,137 Posts Drives: 335i ED 7/07 Join Date: Dec 2006 Location: A Sunny Place iTrader: (2)	I agree that the cost is a bit high for the number of events I plan to do per year. However, it is cheaper than the cost of the car so I decided to bite the bullet. Hopefully I will never need it! American Collectors used to offer this coverage but they stopped due to limited interest. They were much cheaper...darned shame. I caution you about calling your carrier and asking whether or not they cover these events. I have heard stories of companies canceling folks merely for asking. While this is little more than urban legend, I would still be careful. The best approach is to thoroughly read the exclusions section of your policy. I read the rennlist thread which is how I found ProSure and Christopher Maume. He has been really good about getting back to me and providing information. He is a licensed agent in Georgia (verified on their web site). The company writing the policy is Hiscox (a Lloyd's company) with an A- rating in AM Best (according to Chris). It is worth a shot. I'd rather have it and not need it vs not having it and needing it... __________________ 2010 Evo X - silver with a big, stupid wing on the back 2009 VW CC - Black/Black - with a 2011 328i on order to replace it - ED 8/1/11
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