[triggz]

Anyone have any connections with insurance brokers or insurance companies?

Please let me know.

Thank you

[Ibi]

The Personal 18884768737

[///Mandy]

Originally Posted by triggz

Anyone have any connections with insurance brokers or insurance companies?

Please let me know.

Thank you

I do. A friend of mine works for StateFarm.

I will shoot you his contact information!

[triggz]

Thanks guys!

[Fozzy]

I've spent a lot of time looking at insurance and just went through it last month with my fiance.

Nobody has been able to beat TD Melonche Monex. They have lots of corporate and university discounts so chances are you would qualify for one of them.

I'm under $100 month.

[CanadianDriver]

Originally Posted by Fozzy

I've spent a lot of time looking at insurance and just went through it last month with my fiance.

Nobody has been able to beat TD Melonche Monex. They have lots of corporate and university discounts so chances are you would qualify for one of them.

I'm under $100 month.

E92, downtown toronto, under $100... how did you do that?

i assume you are covered 1M liability, comprehensive, 1k deductible (standard boilerplate coverage)

[JayTdotP]

Originally Posted by Ibi

The Personal 18884768737

The personal is even cheaper than TD! from my experience.

[kol]

Originally Posted by JayTdotP

The personal is even cheaper than TD! from my experience.

The Personal FTW! <$1000 annual

[Dr. G]

How are you guys paying so little wtf?
I pay 466/month ?

[kol]

Originally Posted by Dr. G

How are you guys paying so little wtf?
I pay 466/month ?

I paid that like 10 years ago....now i have 14 years clean record...not even a parking ticket...multi-line insurance with life/house/etc and I'm sure I'm older than you.

I pay <$2k for 3 cars/2 drivers full coverage

My quote for a c63 was the same as a 335

[Dr. G]

Originally Posted by kol

I paid that like 10 years ago....now i have 14 years clean record...not even a parking ticket...multi-line insurance with life/house/etc and I'm sure I'm older than you.

I pay <$2k for 3 cars/2 drivers full coverage

My quote for a c63 was the same as a 335

14 years? Damn dude you look young for your age LOL, the perks of being Asian I guess. Well in that case your insurance rates make more sense.

And yes you are definitely older than me haha.

[kol]

Originally Posted by Dr. G

14 years? Damn dude you look young for your age LOL, the perks of being Asian I guess. Well in that case your insurance rates make more sense.

And yes you are definitely older than me haha.

lol. i've been driving for 16 years...

Aren't you in med school? I'm sure there are tons of perks. When my cousin was in med school, I'm sure he got like 50%+ off on his auto insurance because of group....should check it out.

[sheerin]

I pay $187 a month for my E90, and i live in downtown toronto. Its just myself and my girlfriend listed as drivers, and i'm with TD Melonche Monex, using the group discount from my alumni association.

[ctheM]

The Personal has good rate, its cheaper than TD when I quoted mine.

[triggz]

i contacted The Personal and they said they wouldnt give me a quote unless my employer was associated with them or i was apart of a group they deal with. What gives?

[Zebra99]

Desjardins owns The Personal and they likely won't give you a quote because you need to prove you belong to one of the many groups they insure.

If you're a young driver you can try wawanesa or TD Meloche if you are a
recent grad. They also ensure groups.

I'm currently with Aviva under their special pilot program (through mom who is 55 ) and I pay $2060/yr for my 08 335i vert.

I work in the industry so any questions I can usually answer. If you've bet been hurt, I specialize in accident benefits. But again, I've been around and done it all so I can answer most questions!

Best thing is to shop around and get a broker who has connections with all the big players who can give you a proper quote. There are other tips and tricks to saving some $$, but that's not for me to comment unless asked.

[4doorgsr]

Originally Posted by Zebra99

Desjardins owns The Personal and they likely won't give you a quote because you need to prove you belong to one of the many groups they insure.

If you're a young driver you can try wawanesa or TD Meloche if you are a
recent grad. They also ensure groups.

I'm currently with Aviva under their special pilot program (through mom who is 55 ) and I pay $2060/yr for my 08 335i vert.

I work in the industry so any questions I can usually answer. If you've bet been hurt, I specialize in accident benefits. But again, I've been around and done it all so I can answer most questions!

Best thing is to shop around and get a broker who has connections with all the big players who can give you a proper quote. There are other tips and tricks to saving some $$, but that's not for me to comment unless asked.

So I'm asking now tell me how to save money

[Andy M]

I'm paying $167/mo for downtown Toronto. I'm with TD Meloche. $1M liability, comprehensive coverage, $0 deductible (that's right - cause I know Toronto's full of hit and run drivers), full value replacement if totaled or stolen. I'm not married, I'm 27, and I also drive 60 km a day for work (well used to, I now only drive on weekends...haven't changed my plan yet - one ticket on file now because I made a left turn at 11 am because I thought the sign was no turn from 7 am to 10 am, not 10 pm...so the two may balance out).

As for getting my insurance down, I've also got property and it's insured with TD as well. I'm using my professional engineer's discount as well and that's giving me much better rates already.

If you don't drive a lot, you should tell them that and it'll cut down on the insurance rate. Also, if you've got more security features on the car from it being stolen, it'll help. So make sure you tell them you've got an alarm, immobilizer, VIN etching.

[Zebra99]

Originally Posted by 4doorgsr

So I'm asking now tell me how to save money

There are many factors that come into play

I'd need specific info. to tell you where and how you could save. Send me a pm if you are seriously interested.

[Fozzy]

Originally Posted by CanadianDriver

E92, downtown toronto, under $100... how did you do that?

i assume you are covered 1M liability, comprehensive, 1k deductible (standard boilerplate coverage)

You got it. I have condo with them and am well under $100mth. I'm also a 20yr quality driver. Other companies and my former broker were still quoting $200+ 4 years ago.

Pretty happy after paying through the nose or years so much for all those years. Still remember paying $3500yr for my Tercel way back when.

[Zebra99]

Just as an example...

I'm 26yr old male, Mississauga, use car for regular commute/pleasure, no accidents, no tickets, driving 8yrs insured now with a G license. Multi-car discount, home discount, low kilom discount, renewal/loyalty discount, conviction free discount.

I have 1 mil liability, 300 comp, 500 coll deductibles(full coverage) and pay $2060/yr for my 2008 E93 335i as a primary driver.

That works out to be $177/month, but I always pay one shot to avoid the 3% tack on they charge when you pay installments.

The easiest way to save money is increase your deductible, but IMHO the savings are negligible at $50-$100 and would be at your own risk. I would never personally recommend this, but for those of you who are cheap/risk takers go for it lol.

[JonasV]

The Personal group list cane found on their sites thepersonal.com second step in the online auto insurance quote

I'm going to save +/- $1000 with them. Gotta love this forum.