Cracked windshield - Rt 80

Fatty Duckets · 04-04-2012, 06:31 PM

Good evening gang,

I had a rock nail my windshield today, causing a 12 inch crack. Looks like Ill have to replace it, and I was wondering if anyone here had thoughts on where/pricing on a replacement. My deductible is $500 and safelight quoted me for about $600, thus filing a claim probably useless. Nonetheless, I was wondering what y'all think on where to go and other pricing options.

Thanks.

maristgrad09 · 04-04-2012, 06:34 PM

damnnnnn $500 deductible for glass? Lower that shit. It's like an extra $6/mo for full glass coverage

stevenqdz · 04-04-2012, 09:42 PM

yeah should lower ur comprehensive coverage... i lowered mine to 50 pay like couple dollar more each month

illirep · 04-05-2012, 12:54 PM

Even with low deductible, is it worth going through insurance? Won't they jack up your premium the following year over a $600 claim?

Bill

csupernova · 04-05-2012, 01:20 PM

insurance jacked up due to cracked windshield claim? no...at least for me.

3002 tii · 04-05-2012, 02:01 PM

Quote:

Originally Posted by maristgrad09

damnnnnn $500 deductible for glass? Lower that shit. It's like an extra $6/mo for full glass coverage

I thought full glass coverage entailed only on the spot resin repairs, not actual replacements? I could be wrong...

onebadmofo · 04-05-2012, 02:22 PM

Full replacements as well, but don't count on OEM glass.

jbr5049 · 04-06-2012, 09:58 PM

Quote:

Originally Posted by Dubbedown

I thought full glass coverage entailed only on the spot resin repairs, not actual replacements? I could be wrong...

A few bucks extra a month gets me 100% glass coverage w/o deductible. It doesn't count as a claim either, so premiums never change if you get glass damage.

Met Life is pretty awesome.

hemi to e90 · 04-06-2012, 10:54 PM

Quote:

Originally Posted by onebadmofo

Full replacements as well, but don't count on OEM glass.

not true, geico covered my 750s glass (and that was oem). you just have watch who you call.

shit chubb only let me get oem benz glass.

BTT 335i · 04-07-2012, 07:36 AM

Don't do it the insurance will give you only 100 and your insurance will see how many claims you have than your rates can go up. I can tell you this bacause i work for Insurance

f3d · 04-07-2012, 08:54 AM

I got an oem windshield recently under my ins policy. I had paid an extra $36 or so to l lower my glass deductible from the comp policy's $500 to a measly $50. Call and lower it then put the claim in next week

I ended up needing to change insurance companies right after my claim (moved recently) and the agent for my new policy said the claim would never be a factor in my rate as the new state is a free auto glass state.

I would lower your deductible, then ask about the potential impact at renewal, and then file the claim.

Oh the insurance company I filed the glass claim with only agreed to oem glass because my car was brand new (under 6000 miles) or some similar low number. That said, I've had ppg glass that seemed more durable than oem...

Best of luck

04-04-2012, 06:31 PM	#1
Fatty Duckets First Lieutenant 69 Rep 350 Posts Drives: 335is Join Date: Jun 2010 Location: NJ iTrader: (3)	Cracked windshield - Rt 80 - Opinions on options? Good evening gang, I had a rock nail my windshield today, causing a 12 inch crack. Looks like Ill have to replace it, and I was wondering if anyone here had thoughts on where/pricing on a replacement. My deductible is $500 and safelight quoted me for about $600, thus filing a claim probably useless. Nonetheless, I was wondering what y'all think on where to go and other pricing options. Thanks.
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04-04-2012, 06:34 PM	#2
maristgrad09 Major 245 Rep 1,236 Posts Drives: Orange e92 m3 FBO+E85 Join Date: May 2010 Location: Setauket, NY iTrader: (2) Garage List 2007 335i [0.00] 2007 335i [0.00]	damnnnnn $500 deductible for glass? Lower that shit. It's like an extra $6/mo for full glass coverage __________________ 2007 e90 335i: Single Turbo 700whp (Sold) 2009 e82 135i: Jb4 Only (Sold) 2010 e92 M3: Macht Schnell Intake, AA Pulley, IPE F1 Full Exhaust, 100% e85, RK Tunes Custom Tune (400whp)
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04-04-2012, 09:42 PM	#3
stevenqdz First Lieutenant 10 Rep 394 Posts Drives: 08 335xi e90 Join Date: May 2008 Location: VA iTrader: (8) Garage List 2008 e90 335xi [0.00]	yeah should lower ur comprehensive coverage... i lowered mine to 50 pay like couple dollar more each month
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04-05-2012, 12:54 PM	#4
illirep Lieutenant Colonel 165 Rep 1,994 Posts Drives: 2023 M3 Join Date: Mar 2007 Location: Hilton Head, SC iTrader: (33)	Even with low deductible, is it worth going through insurance? Won't they jack up your premium the following year over a $600 claim? Bill Last edited by illirep; 04-05-2012 at 01:18 PM..
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04-05-2012, 01:20 PM	#5
csupernova Captain 32 Rep 606 Posts Drives: E90 330i Join Date: Sep 2007 Location: NYC iTrader: (7)	insurance jacked up due to cracked windshield claim? no...at least for me.
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04-05-2012, 02:22 PM	#7
onebadmofo Colonel 346 Rep 2,396 Posts Drives: 2008 E90 M3 Join Date: Aug 2010 Location: Central NJ iTrader: (14)	Full replacements as well, but don't count on OEM glass.
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04-07-2012, 07:36 AM	#10
BTT 335i Lieutenant 51 Rep 588 Posts Drives: X5 F15 M Sport- F30 M Sport Join Date: Apr 2011 Location: NY iTrader: (4)	Don't do it the insurance will give you only 100 and your insurance will see how many claims you have than your rates can go up. I can tell you this bacause i work for Insurance __________________
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04-07-2012, 08:54 AM	#11
f3d Private 5 Rep 56 Posts Drives: 2011 e92 335xi Join Date: Nov 2011 Location: NYC iTrader: (1)	I got an oem windshield recently under my ins policy. I had paid an extra $36 or so to l lower my glass deductible from the comp policy's $500 to a measly $50. Call and lower it then put the claim in next week I ended up needing to change insurance companies right after my claim (moved recently) and the agent for my new policy said the claim would never be a factor in my rate as the new state is a free auto glass state. I would lower your deductible, then ask about the potential impact at renewal, and then file the claim. Oh the insurance company I filed the glass claim with only agreed to oem glass because my car was brand new (under 6000 miles) or some similar low number. That said, I've had ppg glass that seemed more durable than oem... Best of luck
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