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[bmw-nj]

What are the exclusions to the wheel and tire insurance through BMW?

Are bubbles in the tires covered?

Anyone have any claims denied by the dealer and if so what for?

Thanks.

[bmw-nj]

...

[smitguy]

I believe bubbles in the sidewalls are covered -- the dealer has replaced two tires on my M3 for sidewall bubbles.

The rim protection seems a little less comprehensive -- one of the rims got bent in the same pothole that caused the bubble, but the repair wasn't covered because the dealer indicated that unless the tire on the wheel couldn't hold air, the policy did not kick in for the wheel.

[mjsbmw]

Originally Posted by smitguy

I believe bubbles in the sidewalls are covered -- the dealer has replaced two tires on my M3 for sidewall bubbles.

The rim protection seems a little less comprehensive -- one of the rims got bent in the same pothole that caused the bubble, but the repair wasn't covered because the dealer indicated that unless the tire on the wheel couldn't hold air, the policy did not kick in for the wheel.

+1. Wheel coverage is weak. If the tire holds air, even if the rim is severely bent, the wheel is not covered.

Mark

[bmw-nj]

Thanks for the info.

I'm glad that bubbles are covered from potholes bc my last BMW had a few bubbles out of warranty.

[bmw-nj]

Anybody else have any claims denied with wheel and tire insurance?

Bubbles covered for you?

[Neutrino45]

FYI, you can cancel the BMW wheel insurance any time. I cancelled mine after the 1st year and the prorated my refund.

[hugus311]

if tire is equal to or less than 2/32 in depth and tire coverage is Void if uneven or abnormal tire wear occurs.
Bought a cpo and the tire coverage. A month later passenger tire burst and so i drove to the dealership thinking i would be covered, boy i was wrong. Dealer said i needed two front tires at cost close 1k. I told them about my warranty and they said the alignment was off causing the tire to wear unevenly and that the inside of tire read less than the 2/32 nds on both front tires and neither would be covered because of that. I immediately asked for a refund and bought 4 non runflats for less than 1k i was quoted for just the two.

[bmw-nj]

I was under the impression that you can cancel anytime and get back your pro-rated amount - the cost of any claims - a 40 processing fee.

Does anyone know if bubbles are covered??????

[JeffDaKid3]

how much is the prorated rate if you cancel after one year

[bmw-nj]

Depends on how much you paid originally, length of contract, and how much they paid out in claims.

[JeffDaKid3]

paid 1600 no claims and gonna be excatly one year

[JeffDaKid3]

5 years is the length of the contract

[bmw-nj]

You would get back approximately $1,240.

[pruettfan]

BMW does not have a wheel/tire insurance program. Dealers sell many different plans like this. They are highly profitable for them but do pay off for some. I doubt many will pay for bubbles because they will say it is a defect not from a road hazard although we all know they are in fact caused by road hazards and crappy engineering by Bridgestone.

[smitguy]

Originally Posted by pruettfan

BMW does not have a wheel/tire insurance program. Dealers sell many different plans like this. They are highly profitable for them but do pay off for some. I doubt many will pay for bubbles because they will say it is a defect not from a road hazard although we all know they are in fact caused by road hazards and crappy engineering by Bridgestone.

I think this is the program he's referring to, which, in name at least, is a BMW plan -- the advantage being that there shouldn't ever be a problem having the dealer honor the plan. Like I noted above, our local dealer (not the dealer we bought the car from) has replaced two tires for sidewall bubbles -- ymmv.

http://www.bmwusa.com/Standard/Conte...rotection.aspx

[bmw-nj]

thanks i appreciate the info.

i read the whole contract and it doesn't exclude bubbles. it mentions that manufacturer defects are not covered though.

[Dark_Knight_335]

I purchased wheel and tire protection from the get go for 600 bucks. Got 3 bubbled RFTs, got paid over 1200 bucks. It already paid for itself 2 times over. Well worth the investment. The company Park Ave BMW uses is Zurich- the only downside - I only have 2500 bucks total to smoke. Shouldn't be a big deal since I've swapped out my RFTs with Yokos

[jmaville]

Call this # 1-866-279-5263 its through a company called Safe-Guard that runs the service for BMW.... and it will cover any tires not just run flats and any rims....I just got off the phone with a women and asked her a million questions....If you have expensive after market rims with 19" tires and you mess it up they will cover them and winter tires ect....

[aah78]

Originally Posted by bmw-nj

i read the whole contract and it doesn't exclude bubbles. it mentions that manufacturer defects are not covered though.

I have the GE tire and wheel warranty bought through the BMW dealership - don't know if it's the same one you're referring to.

Yes, bubbles are covered. I've had a tire or two replaced due to sidewall bubbles.

Warranty works best if you use it at your local dealership. I've had problems getting a tire fixed under warranty at a BMW dealership when I was out of state.

[Aacaron]

Originally Posted by SDeFranco1

I purchased wheel and tire protection from the get go for 600 bucks. Got 3 bubbled RFTs, got paid over 1200 bucks. It already paid for itself 2 times over. Well worth the investment. The company Park Ave BMW uses is Zurich- the only downside - I only have 2500 bucks total to smoke. Shouldn't be a big deal since I've swapped out my RFTs with Yokos

Where did you get the coverage for only 600? Can I get the same deal even if I bought from another dealer?

[Dark_Knight_335]

Bought it when I got the car at Park Ave BMW in Maywood NJ