[digital01]

This is mine for an 06 325i:

+ noncollision - $50 deductible
+ collision - $50 deductible
+ Bodily Injury/Liability - 50,000/100,000
+ Property Damage - 25,000
+ Uninsured Body Injury - 50,000/100,000
+ Medical Payments - 10,000
+ Uninsured Property Damage - 25,000/100 deductible
+ Extended Trasportation Expenses - 50 daily/1500 max
+ Towing/Labor - $50

I use USAA, and I pay $96.00 monthy/$579.86 every 6 months

[okevino]

＄325 a month in Toronto.

23 now. Clean record since 16.

[StatenEye]

lol that awesome. Completely clean record and I pay 174 per month, and my deductible is 500. Unsure of any other #s..

[digital01]

Originally Posted by medeiro

lol that awesome. Completely clean record and I pay 174 per month, and my deductible is 500. Unsure of any other #s..

Holy crap....

[tony176000]

I have slightly higher coverages than OP, don't have the thing in front of me right now though so I don't know the exact values. I pay 130 a month. I'm 29 year old married male. USAA. My wife is in the Commissioned Corp, so I think the rate is pretty competitive.

[blingman]

I dont know the exact breakdown but I pay $140 for 3 cars. Full coverage on the bmw and mr2 spyder and full liability on the civic. I'm 27 so I was pretty surprise with the rate with state farm

[Perseus83]

Wow...

Clean record and I pay $220 a month in Toronto...

[Romanian nightmare]

Clean record, 36 married and pay $86 per month with $250 collision deductible in Huntsville AL....Oh and i'm with Met Life.

[Syndicategt]

335i

USAA's premium
$0 deductable, $300k liability blah blah blah

$71 a month or $430 every 6 months

Married/in my 30's/no tickets or accidents in last 10+ years.

*edit - I use USAA for my home owner's insurance, life, and other car. Even Geico cannot match their rates for me.

[ABerry]

22 years old... driving record since 16, never a ticket, never an accident, state farm, $102/mo $250 deductible, 500,000 vehicle/1,000,000 property coverage, uninsured/under insured coverage, roadside assistance, towing, etc etc

[thkfast]

Over 50, single, clean driving record - United Fire and Casualty Company

300,000/100,000/300,000 - - $250 deductable comp, $500 deductable collision

$580/yr , but I live in farm country.

[orangedawg]

Clean record. Full coverage of everything, 500k/1M, $125/$250 deductable. 3 cars (2000 A4 quattro, 2002 Bravada, 2007 328xi) total for year for all three is just over $1650. Liberty Mutual..

[digital01]

Interesting numbers. Seems like they fluctuate all over dependent on location, age, and company. I guess USAA is very competitive compared to the other insurance companies. Guess theres one thing I got out of the military, lol.

I used to have a 250 deductible, but upon further research, I found that decreasing both collision and non-collision down to $50 only changed my monthly rate by less than $10.00. Well worth it IMO. You guys should check it out with your companies, as I think deductible is the worst part when you're trying to get your car fixed.

Anyhow, keep em coming!

[bmw-nj]

How does everyone here have clean driving records?
I fight all my tickets and get half the points dropped if im lucky but thats about it.

[digital01]

For me, I've got a string of tickets but they dont seem to increase my insurance at all. From what I've always been told, its the accidents which kill insurance premiums. I've got no accidents...ever. Knock on wood...

[ERANG A LANG]

In cad prices:

$2500 deductables, $2million liability, 25% safedriving, $2000/yr

[jmen11]

About 1000 a year. I'm about to renew my policy in the next month or so, hopefully it goes down a bit.

[Johnny D]

$770.73 every 6 mo.

+ noncollision - $500 deductible
+ collision - $500 deductible
+ Bodily Injury/Liability - 25,000/50,000
+ Property Damage - 25,000
+ Uninsured Body Injury - 25,000/50,000
+ Uninsured Property Damage - 25,000/100 deductible


Maybe I should give USAA a call...

EDIT: The above was just for the BMW. I own 2 vehicles. The total through USAA for both vehicles with $250 deductables and 50,000/100,000 coverage is $664.92 every 6 months. Im so switching now.

[1QuikWS6]

Originally Posted by bmw-nj

How does everyone here have clean driving records?
I fight all my tickets and get half the points dropped if im lucky but thats about it.

I was always told that insurance company has no idea when you get traffic tickets - it's not something that is reported to them. They have to go out of their way to check your driving record.

Only way they will ever know is if you let your insurance lapse for any reason - then when they re-up you, they run a check on your driving record as a matter of course - then if ya got tickets, voila your premium just got higher...

[RaceBlood]

2007 335i

Over 50, married, clean driving record - Geico

500,000/300,000/500,000 - - $500 deductable comp, $500 deductable collision

$1100/yr , but I live in Chicago downtown, a higher rate than the suburbs.

Carrying less than $250,000 in Liability is not smart, a bad accident that sends people to hospital will easily be $25K per person if they are released in 48 hours, serious/surgery, $100K in a week.

[BUFFLARS12]

I am 24, 2008 328xi coupe, i pay 114 a month from Geico, full coverage. 500 deductible...In NY. State farm wanted 155.00

[Gregxi]

602 a year USAA
Lowest deductibles, highest coverages
Over 40 and alot of friends on the force that make things go away.