[catdog1121]

Ok so im 27 almost 28 had my licence over 10 years with 7 years no claims discount, I do 30,000miles per annum (mainly buisness), live in an according to insurance map thingy not to bad an area.

My insurance has always been high because of the high milleage but I was amazed, I ordered a 330d coupe msport back in october as a personal lease, taking delivery of it end of feb but as will be "11" plate cant drive it till 1st March.

Anyway, back in October I was checking out insurance, was coming out at about £1000, now im coming to actually seriously look into it the same details most quotes I am getting are over £2000, best I can find is Aviva at approx £1200 that includes 12 weeks free.

Could not beleive the amount insurance has gone up in such a short time. I have to ask you guys with M3's how the hell do you get insurance, is it my age? I thought past 25 insurance wasnt supposed to be so bad, just amazes me that although I do high milleage I have been doing that for donkeys of years and not had any accidents so why am I such a big risk?

Im hoping as the car devalues over the next few years that insurance amount comes down a bit. Well fingers crossed anyway.

Not the worst quote I have ever had, at 18 only one company would quote me on a new Pug 106 GTI, car was 12k they wanted 28k for a years insurance, needless to say I got the 1.4 quiksilver instead of the GTI. But its no wonder these people in old bangers drive with no insurance.

[SelSol]

Give Steve Marsh at A-Plan in Bletchley a call, he's just done mine for £900, and that includes their additional 25% policy. Should your car get written off, they'll give you 25% additional of whatever the settlement value is, not much on a cheap car, but means an extra £5k should I wipe mine out.

I'm 31 and do a similar amount of business miles in my 335d.

[M3-FAST]

Insurance prices are certainly going up rapidly!

Just had the renewal through for the M3 and gone up to almost £600 this year - I am 39 with full NCD and no points. - 10k pa and car left on drive.

I could poss get a bit cheaper if I shop around again, but that is with the mods and they dont ask for a tracker.

One of my apprectices has just got an old J reg Polo 1.2 - He paid £450 for it and insurance has just cost him £2.2k third party only with £400 excess. That was the very cheapest he could find - we spent hours going through tons of web sites, majority quoting circa £7k!

Try Admiral for your car, I use them for the M3 and were about the cheapest for me.

[briers]

I have no idea how some people cope

I also have no idea what my renewal will be this year. I'm pretty much exactly the same profile as you OP but with 9 years no claims. My current insurance is £580 with a £250 excess i think.

The only thing i can think making the difference is i live in a cat A postcode and i have no endorsements on my licence.

[ed335d]

Originally Posted by M3-FAST

Insurance prices are certainly going up rapidly!

Just had the renewal through for the M3 and gone up to almost £600 this year - I am 39 with full NCD and no points. - 10k pa and car left on drive.

I could poss get a bit cheaper if I shop around again, but that is with the mods and they dont ask for a tracker.

One of my apprectices has just got an old J reg Polo 1.2 - He paid £450 for it and insurance has just cost him £2.2k third party only with £400 excess. That was the very cheapest he could find - we spent hours going through tons of web sites, majority quoting circa £7k!

Try Admiral for your car, I use them for the M3 and were about the cheapest for me.

I use Admiral as well, although they tried to put mine up from about £640 to just under £900. After a quick call and 'reconfirming my details' it's down to £696. Cheeky fuckers just give it a go to see if people will just pay up.

[toxicnerve]

I'm dreading my renewal.

[flyfs6]

Ours unusually went down this year with directline. Chris Knott insurance should be competitive for you.

[catdog1121]

Thanks for the recommendations, will check some of them out.

My area is category C so bout in the middle, I dont have any points on my licence, what really drives me mad is if I told them I was female it would be half the price yet apparently that's not gender discrimination.

Its just a penis tax lol, I wonder if I chop mine off if ill get cheaper car insurance, maybe a tad extreme lol

[toxicnerve]

I've heard a few people talking about Chris Knott, I will definitely be checking them out come renewal time (which seems to roll around all too quickly these days!).

[KadeSdad]

Car insurance UK area ratings
Just wondered if this would be of interest to anyone. It is a long list but shows the "risk" of each postcode area in the UK.

A = Low Risk
F = High Risk

AB Aberdeen
10-16, 21-25, 30-39, 41-45, 51-56 . . . . . . . A
AL St Albans
1, 7 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
2-3, 8-10 . . . . . . . . . . . . . . . . . . . . . . . . . . D*
4-6 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
B Birmingham
1-21 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Refer
23-26, 36, 70 . . . . . . . . . . . . . . . . . . . . . . . E *
27, 29, 31-35, 37-38, 42-44, 66-69, 71 . . . . D*
28, 30, 40, 46-47, 62-63, 72-77, 79 . . . . . . C
45, 48-50, 60, 64, 65, 78, 90-98 . . . . . . . . . B
61, 80 . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
BA Bath
1-2, 5, 6, 8, 11-14 . . . . . . . . . . . . . . . . . . . B
3, 7, 9-10, 15-16, 20-22 . . . . . . . . . . . . . . . A
4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
BB Blackburn
1, 4-5, 8, 10, 12, 18 . . . . . . . . . . . . . . . . . . D*
2-3, 11 . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
6, 9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
7 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
BD Bradford
1, 3, 4, 7 . . . . . . . . . . . . . . . . . . . . . . . . . . Refer
2, 9, 10 . . . . . . . . . . . . . . . . . . . . . . . . . . . F *
5, 11, 15, 19, 21 . . . . . . . . . . . . . . . . . . . . . D*
6, 8, 12-14, 16-18, 20, 22 . . . . . . . . . . . . . . E *
23-24 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
BH Bournemouth
1-5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
6-7, 11, 13, 15, 17-18, 25 . . . . . . . . . . . . . . B
8-10, 12, 14, 16, 19-24, 31 . . . . . . . . . . . . . A
BL Bolton
0-2, 6 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
3-5, 7-9 . . . . . . . . . . . . . . . . . . . . . . . . . . . F *
BN Brighton
1-3 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
5-8, 13-14, 17, 24, 27, 41-42, 44-45 . . . . . . A
9-12, 15-16, 18, 21-23, 25-26, 43 . . . . . . . . B
20 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
BR Bromley
1, 3-5, 7 . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
6, 8 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
BS Bristol
1, 3, 5, 11 . . . . . . . . . . . . . . . . . . . . . . . . . . E *
2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Refer
4, 6-7, 10 . . . . . . . . . . . . . . . . . . . . . . . . . . D*
8-9, 13-16, 23, 30, 32, 34-35 . . . . . . . . . . . C
20, 22, 24-25, 29, 31, 39, 40-41 . . . . . . . . . B
21, 26-28, 36-37, 48-49 . . . . . . . . . . . . . . . A
CA Carlisle
1-3, 5, 7, 13, 18-21, 23-24, 26-27 . . . . . . . . B
4, 6, 8-12, 15-17, 22, 25 . . . . . . . . . . . . . . . A
14, 28 . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
CB Cambridge
1, 5, 9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
2-4, 6-8, 10-11 . . . . . . . . . . . . . . . . . . . . . . A
CF Cardiff
3, 15, 42, 61-62, 71-72 . . . . . . . . . . . . . . . . E *
5, 10-11, 14, 23-24, 63-64 . . . . . . . . . . . . . F *
31-41, 43-48, 81-83 . . . . . . . . . . . . . . . . . . D*
CH Chester
1, 64-66 . . . . . . . . . . . . . . . . . . . . . . . . . . . C
2-8 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
41-42, 44 . . . . . . . . . . . . . . . . . . . . . . . . . . F *
43, 45-46 . . . . . . . . . . . . . . . . . . . . . . . . . . E *
47-49, 60-63 . . . . . . . . . . . . . . . . . . . . . . . D*
CM Chelmsford
0, 2, 4, 8-9, 11-12, 17 . . . . . . . . . . . . . . . . . B
1, 3, 6-7 . . . . . . . . . . . . . . . . . . . . . . . . . . . A
5, 13-14, 16, 20-24 . . . . . . . . . . . . . . . . . . . C
15, 18 . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
19 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
CO Colchester
1 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
2-3, 5, 8, 10, 15-16 . . . . . . . . . . . . . . . . . . A
4, 6-7, 9, 11-14 . . . . . . . . . . . . . . . . . . . . . B
CR Croydon
0, 4, 7 . . . . . . . . . . . . . . . . . . . . . . . . . . . . F *
2, 8-9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
3, 5-6 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
CT Canterbury
1-2, 4, 6, 8-12, 16-17, 19-20 . . . . . . . . . . . C
3, 5, 7, 14, 18 . . . . . . . . . . . . . . . . . . . . . . . B
13, 15, 21 . . . . . . . . . . . . . . . . . . . . . . . . . . A
CV Coventry
1-3, 6 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
4-5, 7, 11-12 . . . . . . . . . . . . . . . . . . . . . . . D*
8-10 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
13, 21-23, 31-34, 47 . . . . . . . . . . . . . . . . . . B
35-37 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
CW Crewe
1, 3, 5, 7, 9 . . . . . . . . . . . . . . . . . . . . . . . . B
2, 4, 6, 8, 10-11 . . . . . . . . . . . . . . . . . . . . . A
12 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
DA Dartford
1, 5, 7, 9, 10 . . . . . . . . . . . . . . . . . . . . . . . . E *
2-3, 6, 11-13 . . . . . . . . . . . . . . . . . . . . . . . D*
4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
8, 14-18 . . . . . . . . . . . . . . . . . . . . . . . . . . . F *
DD Dundee
1-3 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
5-10 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
11 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
DE Derby
1, 3, 22, 55 . . . . . . . . . . . . . . . . . . . . . . . . . C
4, 12, 14-15, 45 . . . . . . . . . . . . . . . . . . . . . A
5-7, 11, 13, 56, 65, 72-75 . . . . . . . . . . . . . . B
21, 23-24 . . . . . . . . . . . . . . . . . . . . . . . . . . D*
DG Dumfries
1-2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
3-14, 16 . . . . . . . . . . . . . . . . . . . . . . . . . . . A
DH Durham
1-3, 8 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . F *
6-7, 9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
DL Darlington
1, 15 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
2-5, 14, 16-17 . . . . . . . . . . . . . . . . . . . . . . C
6-13 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
DN Doncaster
1, 4-5, 11-12 . . . . . . . . . . . . . . . . . . . . . . . F *
2-3, 6 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
7-9, 16-17, 19-20, 37-39 . . . . . . . . . . . . . . B
10, 14, 18, 21-22 . . . . . . . . . . . . . . . . . . . . A
15, 31, 33-34, 36, 40-41 . . . . . . . . . . . . . . . C
32, 35 . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
DT Dorchester
1-3, 5-11 . . . . . . . . . . . . . . . . . . . . . . . . . . A
4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
DY Dudley
1-6, 9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
7, 14 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
8, 10-13 . . . . . . . . . . . . . . . . . . . . . . . . . . . B
E London E
1-9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Refer
10-15, 17 . . . . . . . . . . . . . . . . . . . . . . . . . . F *
16 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
18 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
EC London EC
1-4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Refer
EH Edinburgh
43-46 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
26-27, 38-42, 55 . . . . . . . . . . . . . . . . . . . . B
23, 28-37, 47, 49, 51-54 . . . . . . . . . . . . . . . C
11-13, 15-22, 24-25, 48 . . . . . . . . . . . . . . . D*
1-10, 14 . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
EN Enfield
1, 5-9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
2-4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . F *
10-11 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
EX Exeter
1-5, 8, 20, 34 . . . . . . . . . . . . . . . . . . . . . . . B
6-7, 9-19, 21-24, 31-33, 35-39 . . . . . . . . . . A
FK Falkirk
1-5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
6-10 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
11-21 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
FY Blackpool
1, 4, 8 . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
2, 6 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
3, 5, 7 . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
G Glasgow
1-5, 11, 13-15, 20-23, 31-34, 40-42, 51, 53 Refer
12, 43-46, 66, 69, 71-78, 81 . . . . . . . . . . . . E *
60-62, 64, 67-68, 82 . . . . . . . . . . . . . . . . . . D*
52, 63, 83-84 . . . . . . . . . . . . . . . . . . . . . . . B
65 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
GL Gloucester
1, 4-5, 7-11, 13, 15, 18-19, 51, 53-56 . . . . . A
2, 3, 6, 12, 14, 16-17, 20, 50, 52 . . . . . . . . B
GU Guildford
1-3, 5-10, 13-17, 19-24, 27, 30-31, 33-34,
46-47, 51 . . . . . . . . . . . . . . . . . . . . . . . . . . B
4, 11, 25, 29, 32, 35 . . . . . . . . . . . . . . . . . . C
12, 18, 26, 28 . . . . . . . . . . . . . . . . . . . . . . . A
GY Guernsey
1-9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
HA Harrow
0-2, 4, 7-9 . . . . . . . . . . . . . . . . . . . . . . . . . E *
3, 5-6 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
HD Huddersfield
1, 6-9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
2-5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
HG Harrogate
1-2, 5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
3-4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
HP Hemel Hempstead
1-3, 6, 20 . . . . . . . . . . . . . . . . . . . . . . . . . . D*
4-5, 7, 10-14, 19, 21 . . . . . . . . . . . . . . . . . . C
9, 15-18, 22-23 . . . . . . . . . . . . . . . . . . . . . B
27 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
HR Hereford
1, 3, 5-6, 8-9 . . . . . . . . . . . . . . . . . . . . . . . A
2, 4, 7 . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
HS Outer Hebrides
1-9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
HU Hull
1-6, 8-9, 13 . . . . . . . . . . . . . . . . . . . . . . . . D*
7 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
10-11, 14, 16 . . . . . . . . . . . . . . . . . . . . . . . C
12, 15, 17-20 . . . . . . . . . . . . . . . . . . . . . . . B
HX Halifax
1, 3 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . F *
2, 4-5, 7 . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
6 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
IG Ilford
1, 11 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Refer
2, 6-8 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
3, 9-10 . . . . . . . . . . . . . . . . . . . . . . . . . . . . F *
4-5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
IM Isle of Man
1-9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
IP Ipswich
1-3, 5-23, 26-33 . . . . . . . . . . . . . . . . . . . . . A
4, 24-25 . . . . . . . . . . . . . . . . . . . . . . . . . . . B
IV Inverness
1-28, 30-32, 36, 40-49, 51-56, 63 . . . . . . . . A
JE Jersey
1-4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
KA Kilmarnock
1-26 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
27-30 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
KT Kingston-upon-Thames
1, 3, 6, 17, 19 . . . . . . . . . . . . . . . . . . . . . . . E *
2, 4-5, 7-12 . . . . . . . . . . . . . . . . . . . . . . . . D*
13-16, 18, 20-22 . . . . . . . . . . . . . . . . . . . . C
23-24 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
KW Kirkwall
1-3, 5-17 . . . . . . . . . . . . . . . . . . . . . . . . . . A
KY Kirkcaldy
1-16 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
L Liverpool
1-21 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Refer
22 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . F *
23, 29, 34, 38, 40 . . . . . . . . . . . . . . . . . . . . D*
24-28, 30, 32-33, 35-36 . . . . . . . . . . . . . . . E*
31, 37 . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
39 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
LA Lancaster
1,3-4, 14, 19, 22-23 . . . . . . . . . . . . . . . . . . B
2, 5-13, 15, 17-18, 20-21 . . . . . . . . . . . . . . A
16 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
LD Llandrindod Wells
1-8 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
LE Leicester
1-2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Refer
3-4, 6, 10 . . . . . . . . . . . . . . . . . . . . . . . . . . C
5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
7-9, 11-12, 17-18 . . . . . . . . . . . . . . . . . . . . B
13-16, 65, 67 . . . . . . . . . . . . . . . . . . . . . . . A
LL Llandudno
11-13 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
14, 29, 31, 33, 41 . . . . . . . . . . . . . . . . . . . . B
15-28, 30, 32, 34-40, 42-49, 51-78 . . . . . . . A
LN Lincoln
1, 5-6, 9 . . . . . . . . . . . . . . . . . . . . . . . . . . . B
2-4, 7-8, 10-13 . . . . . . . . . . . . . . . . . . . . . . A
LS Leeds
1-13, 15-16, 19, 26-27 . . . . . . . . . . . . . . . . F *
14, 18, 28 . . . . . . . . . . . . . . . . . . . . . . . . . . E *
17, 21-23 . . . . . . . . . . . . . . . . . . . . . . . . . . C
20, 25 . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
24 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
29 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
LU Luton
1, 4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Refer
2-3 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
6-7 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
M Manchester
1-9, 11-24, 40, 60 . . . . . . . . . . . . . . . . . . . . Refer
25-29, 32, 34-35, 38, 43, 45-46 . . . . . . . . . F *
30-31, 33, 41, 44 . . . . . . . . . . . . . . . . . . . . E *
ME Medway
1-2, 4-6, 8-13, 15-17 . . . . . . . . . . . . . . . . . C
3, 7, 14 . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
18-20 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
MK Milton Keynes
1-5, 7, 9-15 . . . . . . . . . . . . . . . . . . . . . . . . D*
6 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
8, 16-17, 19, 40-42 . . . . . . . . . . . . . . . . . . . C
18 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
43-46 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
ML Motherwell
1-2, 6, 9 . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
3-4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
5, 7 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
8, 10-11 . . . . . . . . . . . . . . . . . . . . . . . . . . . B
12 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
N London N
1, 7, 9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . Refer
2, 4-6, 8, 10-11, 13, 15-17, 19, 22 . . . . . . . F *
3, 14, 21 . . . . . . . . . . . . . . . . . . . . . . . . . . D*
12, 18, 20 . . . . . . . . . . . . . . . . . . . . . . . . . . E *
NE Newcastle-upon-Tyne
1, 4-6, 8 . . . . . . . . . . . . . . . . . . . . . . . . . . . Refer
2-3, 7, 12, 27-29, 32-33, 36-37, 39 . . . . . . . F *
45 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
9-11, 15-17, 21, 30-31, 34, 38, 40-42, 63 . . E*
13, 22-25, 35, 61-62, 64 . . . . . . . . . . . . . . . D*
18, 20, 26, 47 . . . . . . . . . . . . . . . . . . . . . . . C
19, 43-44, 46, 48-49, 65-71 . . . . . . . . . . . . B
NG Nottingham
1-4, 6-8, 10-12, 16-18 . . . . . . . . . . . . . . . . C
5, 15 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
9, 19-21, 25, 34 . . . . . . . . . . . . . . . . . . . . . B
13-14, 22-24, 31-33 . . . . . . . . . . . . . . . . . . A
NN Northampton
1-5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
6, 9, 13-16 . . . . . . . . . . . . . . . . . . . . . . . . . A
7-8, 10-12, 29 . . . . . . . . . . . . . . . . . . . . . . B
17-18 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
NP Newport
4, 16, 18, 26 . . . . . . . . . . . . . . . . . . . . . . . . C
7-8 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
10-11, 19-20, 44 . . . . . . . . . . . . . . . . . . . . . E *
12-13, 22-24 . . . . . . . . . . . . . . . . . . . . . . . D*
15, 25 . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
NR Norwich
1-2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
3-4, 6-8, 30-31 . . . . . . . . . . . . . . . . . . . . . . B
5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
9-29, 32-35 . . . . . . . . . . . . . . . . . . . . . . . . A
NW London NW
1-2, 5-6, 8 . . . . . . . . . . . . . . . . . . . . . . . . . Refer
3, 10 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . F *
4, 9, 11 . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
7 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
OL Oldham
1-5, 7-9, 15 . . . . . . . . . . . . . . . . . . . . . . . . F *
6, 16 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Refer
10-14 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
OX Oxford
1, 4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
2-3, 6, 10, 16, 25-27, 33, 44 . . . . . . . . . . . . B
5, 7-9, 11-15, 17-18, 20, 28-29, 39, 49 . . . . A
PA Paisley
1, 3-4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Refer
2, 5-8 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
9-11 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
12-15, 19 . . . . . . . . . . . . . . . . . . . . . . . . . . C
16-20 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
21-49, 60-78 . . . . . . . . . . . . . . . . . . . . . . . A
PE Peterborough
1-3, 5, 7, 20, 22 . . . . . . . . . . . . . . . . . . . . . C
4, 10, 13-14, 19, 25 . . . . . . . . . . . . . . . . . . B
6, 8-9, 11-12, 15-18, 21, 23-24, 26-38 . . . . A
PH Perth
1-2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
3-26, 30-44, 49-50 . . . . . . . . . . . . . . . . . . . A
PL Plymouth
1-3 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
4-5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
6-7, 9, 20-21 . . . . . . . . . . . . . . . . . . . . . . . B
8, 10-19, 22-35 . . . . . . . . . . . . . . . . . . . . . A
PO Portsmouth
1, 3-6, 19 . . . . . . . . . . . . . . . . . . . . . . . . . . C
2, 7-8, 12, 15, 17, 20-21, 30 . . . . . . . . . . . . B
9-11, 13-14, 16, 18, 22, 31-41 . . . . . . . . . . A
PR Preston
1-2, 4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
3 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
5-9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
RG Reading
1-2, 4, 21, 30-31, 42 . . . . . . . . . . . . . . . . . . C
5-10, 12, 14, 17-20, 22, 28-29, 40-41, 45 . . B
23-27 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
RH Redhill
1-2, 6-9, 14, 16-18 . . . . . . . . . . . . . . . . . . . B
3 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
4-5, 10, 12-13, 15, 19-20 . . . . . . . . . . . . . . A
11 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
RM Romford
1, 6, 9-10, 12 . . . . . . . . . . . . . . . . . . . . . . . F *
2-5, 11, 17-18 . . . . . . . . . . . . . . . . . . . . . . E *
7-8, 13-16, 19-20 . . . . . . . . . . . . . . . . . . . . D*
S Sheffield
1-3, 5, 7-8 . . . . . . . . . . . . . . . . . . . . . . . . . Refer
4, 9, 11, 13-14, 60-61 . . . . . . . . . . . . . . . . . F *
6, 10, 12, 20, 35-36 . . . . . . . . . . . . . . . . . . E *
17, 21, 25-26, 63, 70-71 . . . . . . . . . . . . . . . D*
18, 32-33, 41, 43, 62, 64-66, 72-75, 80-81 . C
40, 42, 45 . . . . . . . . . . . . . . . . . . . . . . . . . . B
44 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
SA Swansea
1-2, 4, 7 . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
3, 5-6, 8-13, 15 . . . . . . . . . . . . . . . . . . . . . D*
14, 16, 34, 40-41, 43-47, 68-69, 72 . . . . . . B
17-20, 31-33, 35-39, 42, 48, 61-67, 70-71, 73 A
SE London SE
1-2, 4-8, 10-11, 13-19, 21-28 . . . . . . . . . . . F *
3, 9, 12, 20 . . . . . . . . . . . . . . . . . . . . . . . . . E *
SG Stevenage
1, 3, 5, 10-12, 15-17, 19 . . . . . . . . . . . . . . . B
2, 4, 13-14 . . . . . . . . . . . . . . . . . . . . . . . . . C
6-9, 18 . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
SK Stockport
1, 4, 14-16 . . . . . . . . . . . . . . . . . . . . . . . . . F *
2-3, 5-6, 8 . . . . . . . . . . . . . . . . . . . . . . . . . E *
7, 13 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
9-12, 17, 22-23 . . . . . . . . . . . . . . . . . . . . . B
SL Slough
0-3 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
4-6, 8-9 . . . . . . . . . . . . . . . . . . . . . . . . . . . C
7 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
SM Sutton
1, 5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
2-3 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
4, 6 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . F *
7 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
SN Swindon
1-2, 6-10, 13, 25-26 . . . . . . . . . . . . . . . . . . B
3-5, 11, 14-16 . . . . . . . . . . . . . . . . . . . . . . A
12 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
SO Southampton
14-19 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
20, 24, 41-43, 50-53 . . . . . . . . . . . . . . . . . . A
21-23, 30-32, 40, 45 . . . . . . . . . . . . . . . . . . B
SP Salisbury
1-8, 10-11 . . . . . . . . . . . . . . . . . . . . . . . . . A
9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
SR Sunderland
1-5, 8 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
6-7 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
SS Southend-on-Sea
0-1, 6, 8, 13, 16 . . . . . . . . . . . . . . . . . . . . . C
2-4, 7, 9, 11 . . . . . . . . . . . . . . . . . . . . . . . . B
5, 12 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
14-15, 17 . . . . . . . . . . . . . . . . . . . . . . . . . . D*
ST Stoke-on-Trent
1, 4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
2-3, 5-8 . . . . . . . . . . . . . . . . . . . . . . . . . . . C
9, 12-14, 16, 18-21 . . . . . . . . . . . . . . . . . . . A
10-11, 15, 17 . . . . . . . . . . . . . . . . . . . . . . . B
SW London SW
1, 3-7, 10, 12-20 . . . . . . . . . . . . . . . . . . . . F *
2, 8-9, 11 . . . . . . . . . . . . . . . . . . . . . . . . . . Refer
SY Shrewsbury
1-2, 4-12, 15-25 . . . . . . . . . . . . . . . . . . . . . A
3, 13-14 . . . . . . . . . . . . . . . . . . . . . . . . . . . B
TA Taunton
1-4, 6-23 . . . . . . . . . . . . . . . . . . . . . . . . . . A
5, 24 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
TD Galashiels
1-5, 7-10, 12-14 . . . . . . . . . . . . . . . . . . . . . A
6, 11, 15 . . . . . . . . . . . . . . . . . . . . . . . . . . . B
TF Telford
1, 3, 7-8 . . . . . . . . . . . . . . . . . . . . . . . . . . . C
2, 5-6, 10 . . . . . . . . . . . . . . . . . . . . . . . . . . B
4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
9, 11-13 . . . . . . . . . . . . . . . . . . . . . . . . . . . A
TN Tonbridge
1, 4-6, 9, 11, 14, 16, 18, 22-23, 29-31,
34-36, 39-40 . . . . . . . . . . . . . . . . . . . . . . . B
2-3, 7-8, 10, 12, 19-20, 24-28, 32-33, 38 . . A
13 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
15, 17, 21, 37 . . . . . . . . . . . . . . . . . . . . . . . C
TQ Torquay
1-2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
3-14 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
TR Truro
1-10, 12-17, 19-27 . . . . . . . . . . . . . . . . . . . A
11, 18 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
TS Cleveland
1-2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Refer
3-4, 6, 10, 20 . . . . . . . . . . . . . . . . . . . . . . . F *
5, 7-8, 16-19, 24, 26-29 . . . . . . . . . . . . . . . E*
9, 14, 22 . . . . . . . . . . . . . . . . . . . . . . . . . . C
11-13, 15, 21, 23, 25 . . . . . . . . . . . . . . . . . D*
TW Twickenham
1, 9, 11 . . . . . . . . . . . . . . . . . . . . . . . . . . . . F *
2-3, 6-8, 10, 13-14 . . . . . . . . . . . . . . . . . . . E*
4-5, 12, 15-18 . . . . . . . . . . . . . . . . . . . . . . D*
19-20 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
UB Southall
1-3, 9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
4, 6, 10 . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
5, 7-8 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . F *
W London W
1-2, 5-6, 8-9, 12, 14 . . . . . . . . . . . . . . . . . . F *
3-4, 7, 13 . . . . . . . . . . . . . . . . . . . . . . . . . . E *
10-11 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Refer
WA Warrington
1, 4-8 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
3, 9-12, 15 . . . . . . . . . . . . . . . . . . . . . . . . . D*
13 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . F *
14 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
16 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
WC London WC
1-2, 99 . . . . . . . . . . . . . . . . . . . . . . . . . . . . F *
WD Watford
1-3, 17-19, 23-25 . . . . . . . . . . . . . . . . . . . . C
4-5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
6-7 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
WF Wakefield
1-2, 4, 7-10, 12, 16-17 . . . . . . . . . . . . . . . . E*
3, 11 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . F *
5-6, 13-15 . . . . . . . . . . . . . . . . . . . . . . . . . D*
WN Wigan
1-4, 7 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . F *
5-6 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
8 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
WR Worcester
1, 3, 12, 15 . . . . . . . . . . . . . . . . . . . . . . . . . B
2, 4-11, 13-14 . . . . . . . . . . . . . . . . . . . . . . A
WS Walsall
1-6, 10 . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
7, 12-13, 15 . . . . . . . . . . . . . . . . . . . . . . . . B
8-9, 11 . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
14 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
WV Wolverhampton
1-2, 12-14 . . . . . . . . . . . . . . . . . . . . . . . . . D*
3-4, 6-8, 11 . . . . . . . . . . . . . . . . . . . . . . . . C
5, 9-10, 15-16 . . . . . . . . . . . . . . . . . . . . . . B
YO York
1, 7-8, 10-11, 16-17, 19, 23-24, 26, 30-32,
41-43, 51 . . . . . . . . . . . . . . . . . . . . . . . . . . B
12-15, 21-22, 25, 60-62 . . . . . . . . . . . . . . . A
18 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
ZE Lerwick
1-3 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A

[Jeff123]

If it's with Aviva, try putting a low risk female on the policy as a named driver. For example, my daughters came out at £650 on a Corsa - when she added her mother, it went down to £520!!!

Try it online and see if there is a difference.

[MERLIN335i]

KadeSdad,

Great Info, but any idea what the * denotes ???

[Falmouthboy]

Originally Posted by MERLIN335i

KadeSdad,

Great Info, but any idea what the * denotes ???

I have seen the list elsewhere, the * relates to motorbikes having to be kept in a garage if I recall.

[Kerr]

I guess that places with refer are not the nicest places to stay!

Glad to see I'm in an A rated place.

I wonder just how much the area matters over driving history etc?

My 335i is £425, 31 year old, 10 NCB.

[DavS1]

I'm 27, didn't have any NCD but never had any accidents or claims, was £860 for my 325i, think I prob do less than 5K a year in it as I use another car for comuting parked on the street.

Hopefully it goes down this year with 1yrs NCD but I highly doubt it.

[SteveF1]

Admiral cheapest for me too. It was nearly £900 last year, renewal came and it went down £20 so I rang them up and said I'd got a better deal elsewhere. Without quoting a figure they immediately dropped the price to £740 and halved the price of the legal and personal injury cover.

I think the postcode has more of s baring than personal history and that's why mods ramp up premiums as they make the cars stand out more for the thieves.

[BIGTIME]

Originally Posted by Kerr

I guess that places with refer are not the nicest places to stay!

Glad to see I'm in an A rated place.

I wonder just how much the area matters over driving history etc?

My 335i is £425, 31 year old, 10 NCB.

I have a 335i and I paid £430.46 this month with Admiral. I am 30 with 7 years ncb do 8K miles a year but live in an F area.

[KadeSdad]

Try these guys www.hendersontaylor.co.uk . Matthew just got me a cracking quote for super charging my Elise R. Adrian Flux quoted me £1300, these guys £520 fully comp, inc European cover, proctored NCB, 6 free track days cover

[kaishang]

Meh, "Refer" can't be that bad.

All of London is E, F or Refer.

[m1bjr]

Was just thinking...

We havent had an 'insurance thread' for quite a few hours.

[R80TER]

I only found out recently, you get cheaper insurance if you keep your car on a driveway rather than your garage!!! all these years i have been paying through the nose!!

[magic77]

hmm B here you would think Surrey Heath being number 7 place to live in UK would be A joy of living in area surrounded by army

The garage bit has got me fluxed. How can you pay more if you are garaged. ???