Rear-Ended on the 405

07-20-2006, 08:26 PM

Well, today at about 10:30 near the N.B. Seal Beach Blvd. exit on the 405 I was inching along in stop and go traffic when, wham! I was hit by a Chevy Silverado going about 5 MPH. I was like, damn!

We both pulled over and traded info and the guy said he was sorry, he'd looked down for a split second and when he looked up he had no time to stop in time.

I figure he was probably keying a phone number into his cell phone.

The damage is minimal but still about $850 to fix, all of which my insurance is picking up. (I've already got the estimate and have the parts, primarily the rear bumper, on order). At the same time I'm going to have my front bumper repaired, (reconditioned), and a big scratch on my right front wheel fixed, at my own expense. The front bumper has several minor dings and a small gash. This is going to cost around $600 out of my own pocket.

I'm taking it well, I mean, no one was hurt and the damage could have been far worse. And besides, this gives me an excuse to get the front bumper and wheel fixed which will get my car back in near perfect condition.

The damage to the rear bumper is so minimal that it's not worth posting pictures, unless, of course, someone insists.

canucklion · 07-20-2006, 08:36 PM

you knew it was coming

Collanrf · 07-20-2006, 08:39 PM

Quote:

Originally Posted by canucklion

you knew it was coming

KevinC · 07-20-2006, 08:41 PM

My neck! My neck!!!

One of MANY things I don't miss about not living in OC any more is the damn 405 freeway. Besides being a traffic nightmare, it's fallen into such disrepair, it's like trying to drive through downtown Beirut right about now.

You do know why they call it the 405?? Because it takes "4 o' 5 hours" to get wherever you're trying to go!

ZuerstBMW · 07-20-2006, 09:03 PM

Sorry to hear that. Hope your car looks great in the END.

Acornz · 07-20-2006, 09:31 PM

Question, if YOU are the one that got rear-ended, why is your insurance covering the damages???

Shouldn't he be paying for it, and isn't that why you traded info? Anyway, glad to hear it wasn't anything to serious. GL

07-20-2006, 09:33 PM

Quote:

Originally Posted by Acornz

Question, if YOU are the one that got rear-ended, why is your insurance covering the damages???

Shouldn't he be paying for it, and isn't that why you traded info? Anyway, glad to hear it wasn't anything to serious. GL

My insurance, Auto Club, will go after his insurance company for the damages.

Bimmerforlife · 07-20-2006, 09:39 PM

I hope you had a police dispatched to the scene. If not, dont be suprised if that person complains that they have injuries and wants your insurance to pay up. That happens all the time in FL.

You may have to pay your deductable but the rest should be the other persons insurance who hit you.

ShinyRedCar · 07-21-2006, 07:32 AM

Quote:

Originally Posted by KevinC

...You do know why they call it the 405?? Because it takes "4 o' 5 hours" to get wherever you're trying to go!

I'll bet that if you made a list of the 10 best things you like to do in SoCal, traffic would rob the fun out of 8 of 'em!

Jersey wasn't so bad after all...whoda thunk

KL2DC · 07-21-2006, 08:14 AM

Sorry to hear about that...time for an M-Tech rear bumper?

longtran · 07-21-2006, 10:14 AM

get an mtech kit..

billgti · 07-21-2006, 12:11 PM

the person who rear-ended you is definitely at fault so his insurance should pay for all the damages. u shouldn't have to pay a dime out of your own pocket. he should be the one having to pay his deductible. if anything, you should be the one getting some extra money for going thru the inconvenience.

SoYank · 07-21-2006, 03:37 PM

Quote:

Originally Posted by CMD

<<SNIP>>The damage is minimal but still about $850 to fix, all of which my insurance is picking up. (I've already got the estimate and have the parts, primarily the rear bumper, on order). At the same time I'm going to have my front bumper repaired, (reconditioned), and a big scratch on my right front wheel fixed, at my own expense. The front bumper has several minor dings and a small gash. This is going to cost around $600 out of my own pocket.

Would it have cost you more to have the cosmetic work done separately? You would think you should be able to get a discount for having the work done all at the same time.

DLJJ3399 · 07-21-2006, 03:49 PM

Sorry about your mishap.

I was rear ended in a company vehicle.

I didn't know this at the time, but any time you get rear ended the other company gives you a settlement.

How much depends on how much damage was done.

It's to pay for potential lost wages, pain and suffering, physical therapy etc.

You should be notified shortly. Keep an eye out for it.

LEDZEP · 07-21-2006, 05:11 PM

CMD - sorry to hear about the damage. You're right though, it certainly could have been worse. I'm glad no one was injured and no sheet metal was bent!

ex-poster · 07-21-2006, 06:55 PM

Quote:

Originally Posted by DLJJ3399

I didn't know this at the time, but any time you get rear ended the other company gives you a settlement.

Not entirely true.

I rear-ended someone, they got a ticket and I collected from their insurance company.

Why was this? Well, the idiot decided to move from one lane that was stopped into my lane, which was moving along nicely. Bam, I rear-ended him.

When the cop pulled up, he saw me madder than heck - but silent - and the other driver talking his head off trying to explain. I didn't have to say a thing, the cop figured it out in about 10 seconds. Ticket was improper lane change.

The wail "he rear-ended ME!" was thrown around a few dozen times to no avail by the other driver.

Now, had we both been in the same lane it would have been a different story.

07-22-2006, 11:25 AM

Thanks for all the supportive responses.

Now, where do I get the M-Tech Kit?

And are there photos of the kit installed that I can check out?

Robert · 07-22-2006, 02:16 PM

Dont feel bad. The 3 lane closure caused a lot more accidents last night. I saw a new TL got demolished from the rear by a truck near huntington beach exit.

poldim · 07-22-2006, 02:36 PM

Quote:

Originally Posted by canucklion

you knew it was coming

halarious

You are taking it well CMD, I'd still be pissed even though it wasnt my fault...

sbw · 07-22-2006, 08:59 PM

Jibber · 07-22-2006, 09:03 PM

I hate the 405.

neuronpetkowski · 07-22-2006, 09:32 PM

Sorry to hear.

Yup, the 405 sucks.

Just turned my vehicle in to the body shop today cause I backed into a pole in a parking garage. I feel your pain. Insurance is taking care of the work, I'm paying for some other stuff I might as well get taken cared of.

But as someone told me in an earlier post, the car wil get fixed, the issues will get worked out and the car will look just as cool.

The real pain stings in the wallet...and that's what hurts the most.

07-20-2006, 08:26 PM	#1
CMD Guest 0 Rep n/a Posts Drives:	Rear-Ended on the 405 Well, today at about 10:30 near the N.B. Seal Beach Blvd. exit on the 405 I was inching along in stop and go traffic when, wham! I was hit by a Chevy Silverado going about 5 MPH. I was like, damn! We both pulled over and traded info and the guy said he was sorry, he'd looked down for a split second and when he looked up he had no time to stop in time. I figure he was probably keying a phone number into his cell phone. The damage is minimal but still about $850 to fix, all of which my insurance is picking up. (I've already got the estimate and have the parts, primarily the rear bumper, on order). At the same time I'm going to have my front bumper repaired, (reconditioned), and a big scratch on my right front wheel fixed, at my own expense. The front bumper has several minor dings and a small gash. This is going to cost around $600 out of my own pocket. I'm taking it well, I mean, no one was hurt and the damage could have been far worse. And besides, this gives me an excuse to get the front bumper and wheel fixed which will get my car back in near perfect condition. The damage to the rear bumper is so minimal that it's not worth posting pictures, unless, of course, someone insists.
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07-20-2006, 08:36 PM	#2
canucklion pull my finger to get your kinder® surprise 148 Rep 10,455 Posts Drives: circles around you Join Date: Dec 2005 Location: Toronto, Canada iTrader: (9)	you knew it was coming __________________
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07-20-2006, 08:41 PM	#4
KevinC your average JAMF 3101 Rep 4,094 Posts Drives: '21 M2 Comp, '19 Golf R Join Date: Oct 2005 Location: Cochise County, AZ iTrader: (0) Garage List 2019 VW Golf R [0.00] 2021 BMW M2 Competi ... [0.00]	My neck! My neck!!! One of MANY things I don't miss about not living in OC any more is the damn 405 freeway. Besides being a traffic nightmare, it's fallen into such disrepair, it's like trying to drive through downtown Beirut right about now. You do know why they call it the 405?? Because it takes "4 o' 5 hours" to get wherever you're trying to go! __________________ '21 M2 Comp '19 Golf R
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07-20-2006, 09:03 PM	#5
ZuerstBMW ¡Viva España! 373 Rep 7,803 Posts Drives: 2023 230i Mineral White Join Date: Mar 2006 Location: Apollo Beach, FL. iTrader: (68)	Sorry to hear that. Hope your car looks great in the END. __________________ 23 G42 230i Mineral White Cognac, Aluminum With Mesh Effect Interior Trim MODS Clear Guard, 15% Ceramic Tint, Floating Caps
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07-20-2006, 09:31 PM	#6
Acornz Private First Class 5 Rep 122 Posts Drives: None Join Date: Mar 2006 Location: Seattle iTrader: (0) Garage List 2006 325xi [0.00] 2006 325xi [0.00]	Question, if YOU are the one that got rear-ended, why is your insurance covering the damages??? Shouldn't he be paying for it, and isn't that why you traded info? Anyway, glad to hear it wasn't anything to serious. GL
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07-20-2006, 09:39 PM	#8
Bimmerforlife Major 388 Rep 1,275 Posts Drives: E90 335i Join Date: Apr 2006 Location: FL iTrader: (0)	I hope you had a police dispatched to the scene. If not, dont be suprised if that person complains that they have injuries and wants your insurance to pay up. That happens all the time in FL. You may have to pay your deductable but the rest should be the other persons insurance who hit you.
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07-21-2006, 08:14 AM	#10
KL2DC Moderator 318 Rep 17,767 Posts Drives: F36 428i,E90 328i, E85 Z4 3.0i Join Date: Jan 2006 Location: DC Metro iTrader: (23) Garage List 2015 F36 428i [0.00] 2011 E90 328i [0.00] 2006 E85 Z4 3.0i [0.00]	Sorry to hear about that...time for an M-Tech rear bumper? __________________ Official DC Metro Registry - Current, New & Prospective Area Members Roll Call!
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07-21-2006, 10:14 AM	#11
longtran Lieutenant General 1433 Rep 16,628 Posts Drives: E90 M3 Join Date: Jul 2005 Location: CA iTrader: (105) Garage List 2006 325i [0.00]	get an mtech kit..
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07-21-2006, 12:11 PM	#12
billgti Lieutenant 26 Rep 506 Posts Drives: 06 BMW 330i Join Date: Jul 2005 Location: Los Angeles, CA iTrader: (0)	the person who rear-ended you is definitely at fault so his insurance should pay for all the damages. u shouldn't have to pay a dime out of your own pocket. he should be the one having to pay his deductible. if anything, you should be the one getting some extra money for going thru the inconvenience.
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07-21-2006, 03:49 PM	#14
DLJJ3399 Lack of charisma can be fatal... 94 Rep 365 Posts Drives: 2006 330i Join Date: Jan 2006 Location: Portland, Oregon USA iTrader: (0) Garage List 2006 BMW 3er 330i l ... [0.00]	Sorry about your mishap. I was rear ended in a company vehicle. I didn't know this at the time, but any time you get rear ended the other company gives you a settlement. How much depends on how much damage was done. It's to pay for potential lost wages, pain and suffering, physical therapy etc. You should be notified shortly. Keep an eye out for it. __________________ Protect Me From What I Want... _____________________________
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07-21-2006, 05:11 PM	#15
LEDZEP Lieutenant General 418 Rep 12,276 Posts Drives: 2009 E70 & 2011 F25 Join Date: Jun 2005 Location: Area 51 iTrader: (0) Garage List 2011 X3 35i M Sport [7.62] 2009 X5 M Sport [0.00] 2007 328xi E90 [0.00] 2006 325xiT E91 [0.00]	CMD - sorry to hear about the damage. You're right though, it certainly could have been worse. I'm glad no one was injured and no sheet metal was bent! __________________ I think it is bad luck to be superstitious
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07-22-2006, 11:25 AM	#17
CMD Guest 0 Rep n/a Posts Drives:	Thanks for all the supportive responses. Now, where do I get the M-Tech Kit? And are there photos of the kit installed that I can check out?
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07-22-2006, 02:16 PM	#18
Robert Major General 417 Rep 6,968 Posts Drives: 135i -> is350 -> Tesla M3 perf Join Date: Aug 2005 Location: Socal iTrader: (1)	Dont feel bad. The 3 lane closure caused a lot more accidents last night. I saw a new TL got demolished from the rear by a truck near huntington beach exit. Last edited by Robert; 07-22-2006 at 06:13 PM..
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07-22-2006, 08:59 PM	#20
sbw Ultimate Driver 35 Rep 368 Posts Drives: 2015 Porsche Cayman Join Date: Jul 2006 Location: Earth iTrader: (0)
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07-22-2006, 09:03 PM	#21
Jibber Private First Class 7 Rep 134 Posts Drives: 325xiT Join Date: Dec 2005 Location: Los Angeles iTrader: (0)	I hate the 405. __________________ "The suspect in this vehicle has been toying with the officers this way. And with the amount of power he has in that BMW he is just leaving them behind right now." E91 Monaco Blue - Black with Poplar - Steptronic - Premium
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07-22-2006, 09:32 PM	#22
neuronpetkowski Captain 96 Rep 761 Posts Drives: 2008 e92 M3 [Sold] Join Date: Mar 2006 Location: Greater Detroit Area iTrader: (13)	Sorry to hear. Yup, the 405 sucks. Just turned my vehicle in to the body shop today cause I backed into a pole in a parking garage. I feel your pain. Insurance is taking care of the work, I'm paying for some other stuff I might as well get taken cared of. But as someone told me in an earlier post, the car wil get fixed, the issues will get worked out and the car will look just as cool. The real pain stings in the wallet...and that's what hurts the most.
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