Heart Attack...

gembrain · 04-20-2016, 06:47 AM

Rather annoyingly I had a heart attack couple of weeks ago - only 57. Don't ever think you can smoke with impunity and get away with it for ever

Does anyone know for certain how or whether this affects my car insurance?

It's not a DVLA notifiable condition for a private driver so not a question on insurance quotes but all the NHS stuff says I have to notify my insurance?

Slightly puzzled....

simon. · 04-20-2016, 06:57 AM

Sorry to hear this.

Maybe they mean life / mortgage / personal health insurance & not vehicle?

isleaiw · 04-20-2016, 07:02 AM

Quote:

Originally Posted by gembrain

Rather annoyingly I had a heart attack couple of weeks ago - only 57. Don't ever think you can smoke with impunity and get away with it for ever

Does anyone know for certain how or whether this affects my car insurance?

It's not a DVLA notifiable condition for a private driver so not a question on insurance quotes but all the NHS stuff says I have to notify my insurance?

Slightly puzzled....

Sorry to hear this - but understand your comments as my Dad died of a heart attack aged 60 for which his GP was clear that smoking was the issue.

If its not a DVLA notifiable matter then also not relevant to car insurance in my understanding.

Hope you make a speedy recovery.

Ian

creepy coupe · 04-20-2016, 07:03 AM

As far as I remember from my Dad. You don't have to notify DVLA. However insurance companies tend to ask if your on medication. I'd be amazed if your weren't

robbiep · 04-20-2016, 07:04 AM

I note that DVLA say, while it is not notifiable to them, that you must stop driving for at least a month, and only restart when your doctor tells you it is safe to do so.
As such, it (to my point of view) constitutes a 'material change' to your health, and should be notified to your insurance company.
Knowing that insurance companies will do all they can to avoid paying out on a policy, not telling them would probably be asking for grief in the event of a claim.

Mark1966 · 04-20-2016, 08:34 AM

Sorry to hear about your heart attack.

I have had two close friends who have had heart attacks in the last 18 months both in their late 40's and as you can guess both heavy smokers. The good news is they have given the **** up, cycling and exercise 5 times a week and they both feel 20 years younger and look it too

I wish you all the best for the future, sorry I can't help with the DVLA problem

Mark1966 · 04-20-2016, 08:35 AM

^^^^^ It doesn't seem to like the word f4gs, do you reckon the site owner is a chutney ferret

DB118D · 04-20-2016, 09:39 AM

My dad recently had a very mild heart attack.

He phoned and told his insurance, who seemed very non-plussed about it, and had a 4-week break from driving.

I'd give them a bell and let them know, it shouldn't cause too much bother

Consett Mag · 04-20-2016, 12:32 PM

Sorry to hear of your health shock. I hope that you'll soon feel better. As already stated, you'll need a month free of driving.

I'd urge anyone quit the cigs. It's never too late to help.

philiper1 · 04-20-2016, 12:36 PM

be strong and speedy recovery

....,,,,..,,.. · 04-20-2016, 01:02 PM

I believe it only impacts travel insurance, health / life insurances and not dvla / unless you are on medication / told by doctor as an advisory not to drive (that sort of speaks for its self).

Sorry to hear about your heart attack, as mentioned these things can be seen as bit of a wake up call.

Good luck and all the best getting lifestyle sorted.

gembrain · 04-20-2016, 01:30 PM

Thanks for the thoughts folks

Looks like it won't affect driving unless the Doc says so. Not so sure about my travel insurance to the States though!!!

Amazing how easy it is to give up smoking when you really have to - even after 45 years. Only thing is I'm wearing out my pocket keep reaching in for my packet of Golden Virginia

Feeling fitter already with the walking every day, no smoking and no booze but with the sun coming out and not being able to go for a blast in the car or on the bike I'm thinking the few remaining hairs on my head are going to get pulled out over the next couple of weeks

....,,,,..,,.. · 04-20-2016, 01:31 PM

Quote:

Originally Posted by gembrain

Thanks for the thoughts folks

Looks like it won't affect driving unless the Doc says so. Not so sure about my travel insurance to the States though!!!

Amazing how easy it is to give up smoking when you really have to - even after 45 years. Only thing is I'm wearing out my pocket keep reaching in for my packet of Golden Virginia

Feeling fitter already with the walking every day, no smoking and no booze but with the sun coming out and not being able to go for a blast in the car or on the bike I'm thinking the few remaining hairs on my head are going to get pulled out over the next couple of weeks

You can still go for a blast on the bike, just make it a mountain bike.

gembrain · 04-20-2016, 01:45 PM

Quote:

Originally Posted by Brigand

You can still go for a blast on the bike, just make it a mountain bike.

Might have to clean rather a lot of rust off it first....

Seems a while since I used to race the dog across the fields on it

robbiep · 04-20-2016, 02:27 PM

Gembrain : do be aware that your doctor must clear you to drive.
Failure to get that could well invalidate your insurance if you suffered a medical mishap at the wheel.

Also (and I didn't say it in my earlier reply) good luck for the future. I smoked for 20 years, gave up 6 years ago.

subsy · 04-20-2016, 04:00 PM

Wishing you all the best with your health

jnismith · 04-20-2016, 04:13 PM

Yeah, hope you get well soon and can make your lifestyle more healthy but without losing the fun. I'm 57 as well and try to keep fit but the temptation to have a few pints is very strong.

pienchips · 04-20-2016, 04:28 PM

Not nice is it, I had mine last November, as an active 40 year old none smoker it was a bit of shocker I can tell you.

No notification to DVLA, NHS guidelines confirm this

http://www.nhs.uk/chq/Pages/2574.asp...CategoryID=877

JustChris · 04-20-2016, 04:37 PM

All the best in recovery, live healthy now .

Watsey · 04-20-2016, 05:27 PM

Given 9/10 heart attacks outside of hospital are fatal, it could be that you had a very lucky escape.

Ditch those little cancer sticks for good and you'll feel like a different person.

Hope you have a speedy recovery.

ajfoggy · 04-21-2016, 03:41 PM

Bad news, glad you're on the mend.

My dad had a HA around the same age. He was lucky and still going strong, 10 years ago now. A quick stent, statins and aspirin, etc.

I don't think it has affected his insurance or driving at all, maybe confidence for a couple of months but think the mental affect is temporary.

We have been to Canada and America since and his insurance is not cheap at all, but you can't risk not having the cover over there all you'll be selling your house if anything goes wrong.

Kal101 · 04-21-2016, 03:50 PM

Glad to hear you pulled through and are on the mend.

Don't wish to preach but take it as a warning to improve your lifestyle - as you said cut out the **** ( biggest issue is cardiovascular disease as opposed to lung cancer) . Increase your exercise levels gradually once you're well enough and have a look at your diet

My dad had his first One at 40 with his brothers not surviving their first ones.

Get well soon!!!

Ps leave the launch control alone for a while as well

04-20-2016, 06:47 AM	#1
gembrain Private First Class 39 Rep 104 Posts Drives: F31 335i M Sport Touring Join Date: Mar 2015 Location: Herts iTrader: (0)	Heart Attack... Rather annoyingly I had a heart attack couple of weeks ago - only 57. Don't ever think you can smoke with impunity and get away with it for ever Does anyone know for certain how or whether this affects my car insurance? It's not a DVLA notifiable condition for a private driver so not a question on insurance quotes but all the NHS stuff says I have to notify my insurance? Slightly puzzled.... __________________ F31 335i Tanzanite Blue with lots of boxes ticked... 1999 E39 528i Touring (gone), 1995 E36 328i Touring (Some sod wrote it off), 1986 Toyota MR2 Mk 1 (Modified) (Sold), 1979 VW Scirocco Mk 1 (Modified) (Sold)
	Appreciate 0 Tweet Quote

04-20-2016, 06:57 AM	#2
simon. Colonel 922 Rep 2,559 Posts Drives: F48 25D mSport Join Date: Dec 2014 Location: Milton Keynes iTrader: (0)	Sorry to hear this. Maybe they mean life / mortgage / personal health insurance & not vehicle?
	Appreciate 0 Quote

04-20-2016, 07:03 AM	#4
creepy coupe Lieutenant General 1867 Rep 13,043 Posts Drives: BMW M340I G20 Join Date: Aug 2007 Location: UK iTrader: (2) Garage List 2015 BMW 435d [0.00] 2009 335i [0.00]	As far as I remember from my Dad. You don't have to notify DVLA. However insurance companies tend to ask if your on medication. I'd be amazed if your weren't __________________ -------------------------------------------------------------- Current car.M240i. Previous.MINI JCW. E92 325i. 435d M235i.M135i. 635d Coupe, E92 M3 manual, E92 M3 DCT Competition Pack. E92 335i, Porsche Cayman S Gen2, 135i Coupe. E92 320d, MK5 R32. MK5 Golf GTi,MK5 Golf GT-TDI,E46 318Ci.
	Appreciate 0 Quote

04-20-2016, 07:04 AM	#5
robbiep Brigadier General 1983 Rep 3,216 Posts Drives: VW e-Golf ! Join Date: Dec 2013 Location: North Wales, UK iTrader: (0)	I note that DVLA say, while it is not notifiable to them, that you must stop driving for at least a month, and only restart when your doctor tells you it is safe to do so. As such, it (to my point of view) constitutes a 'material change' to your health, and should be notified to your insurance company. Knowing that insurance companies will do all they can to avoid paying out on a policy, not telling them would probably be asking for grief in the event of a claim.
	Appreciate 1 Quote

04-20-2016, 08:34 AM	#6
Mark1966 Banned 802 Rep 1,635 Posts Drives: Z4, Lotus and Lancia Join Date: Oct 2015 Location: South East iTrader: (0)	Sorry to hear about your heart attack. I have had two close friends who have had heart attacks in the last 18 months both in their late 40's and as you can guess both heavy smokers. The good news is they have given the **** up, cycling and exercise 5 times a week and they both feel 20 years younger and look it too I wish you all the best for the future, sorry I can't help with the DVLA problem
	Appreciate 1 Quote

04-20-2016, 08:35 AM	#7
Mark1966 Banned 802 Rep 1,635 Posts Drives: Z4, Lotus and Lancia Join Date: Oct 2015 Location: South East iTrader: (0)	^^^^^ It doesn't seem to like the word f4gs, do you reckon the site owner is a chutney ferret
	Appreciate 0 Quote

04-20-2016, 09:39 AM	#8
DB118D Lieutenant Colonel 1026 Rep 1,671 Posts Drives: 118d Sport Join Date: Oct 2014 Location: Glasgow iTrader: (0)	My dad recently had a very mild heart attack. He phoned and told his insurance, who seemed very non-plussed about it, and had a 4-week break from driving. I'd give them a bell and let them know, it shouldn't cause too much bother
	Appreciate 1 Quote

04-20-2016, 12:32 PM	#9
Consett Mag Major 369 Rep 1,409 Posts Drives: F31 330d M Sport Join Date: Jul 2014 Location: Durham. UK iTrader: (0)	Sorry to hear of your health shock. I hope that you'll soon feel better. As already stated, you'll need a month free of driving. I'd urge anyone quit the cigs. It's never too late to help. __________________
	Appreciate 0 Quote

04-20-2016, 12:36 PM	#10
philiper1 Colonel 771 Rep 2,468 Posts Drives: F21 M135i LCI Join Date: Jan 2014 Location: Norfolk iTrader: (1) Garage List 2006 BMW Z4 Coupe [0.00] 2016 BMW M135i [0.00]	be strong and speedy recovery __________________ Current: F21 M135i Mineral Grey and few options Previous: F30 320i XDrive, E85 2.5i, E21 323i
	Appreciate 0 Quote

04-20-2016, 01:02 PM	#11
....,,,,..,,.. General 6733 Rep 20,651 Posts Drives: xxxx Join Date: Dec 2013 Location: xxxx iTrader: (0)	I believe it only impacts travel insurance, health / life insurances and not dvla / unless you are on medication / told by doctor as an advisory not to drive (that sort of speaks for its self). Sorry to hear about your heart attack, as mentioned these things can be seen as bit of a wake up call. Good luck and all the best getting lifestyle sorted.
	Appreciate 0 Quote

04-20-2016, 01:30 PM	#12
gembrain Private First Class 39 Rep 104 Posts Drives: F31 335i M Sport Touring Join Date: Mar 2015 Location: Herts iTrader: (0)	Thanks for the thoughts folks Looks like it won't affect driving unless the Doc says so. Not so sure about my travel insurance to the States though!!! Amazing how easy it is to give up smoking when you really have to - even after 45 years. Only thing is I'm wearing out my pocket keep reaching in for my packet of Golden Virginia Feeling fitter already with the walking every day, no smoking and no booze but with the sun coming out and not being able to go for a blast in the car or on the bike I'm thinking the few remaining hairs on my head are going to get pulled out over the next couple of weeks __________________ F31 335i Tanzanite Blue with lots of boxes ticked... 1999 E39 528i Touring (gone), 1995 E36 328i Touring (Some sod wrote it off), 1986 Toyota MR2 Mk 1 (Modified) (Sold), 1979 VW Scirocco Mk 1 (Modified) (Sold)
	Appreciate 0 Quote

04-20-2016, 02:27 PM	#15
robbiep Brigadier General 1983 Rep 3,216 Posts Drives: VW e-Golf ! Join Date: Dec 2013 Location: North Wales, UK iTrader: (0)	Gembrain : do be aware that your doctor must clear you to drive. Failure to get that could well invalidate your insurance if you suffered a medical mishap at the wheel. Also (and I didn't say it in my earlier reply) good luck for the future. I smoked for 20 years, gave up 6 years ago.
	Appreciate 1 Quote

04-20-2016, 04:00 PM	#16
subsy Major 453 Rep 1,163 Posts Drives: 340i F31 Join Date: Jan 2016 Location: Nr Reading, UK iTrader: (0)	Wishing you all the best with your health __________________ F31 340i MG\|CR
	Appreciate 0 Quote

04-20-2016, 04:13 PM	#17
jnismith Captain 311 Rep 713 Posts Drives: Golf R, Maserati Gransport Join Date: Jul 2013 Location: Herts, UK iTrader: (0)	Yeah, hope you get well soon and can make your lifestyle more healthy but without losing the fun. I'm 57 as well and try to keep fit but the temptation to have a few pints is very strong.
	Appreciate 0 Quote

04-20-2016, 04:28 PM	#18
pienchips First Lieutenant 177 Rep 365 Posts Drives: Polestar 2 PPP Join Date: Dec 2015 Location: North Staffordshire iTrader: (0)	Not nice is it, I had mine last November, as an active 40 year old none smoker it was a bit of shocker I can tell you. No notification to DVLA, NHS guidelines confirm this http://www.nhs.uk/chq/Pages/2574.asp...CategoryID=877
	Appreciate 0 Quote

04-20-2016, 04:37 PM	#19
JustChris General 17488 Rep 25,115 Posts Drives: Tesla MYRWD Join Date: Jul 2013 Location: UK iTrader: (0)	All the best in recovery, live healthy now . __________________ My car made front page of Bimmerpost
	Appreciate 0 Quote

04-20-2016, 05:27 PM	#20
Watsey Major General 6419 Rep 8,500 Posts Drives: F31 330D sDrive M Sport Join Date: Jun 2015 Location: On sabbatical. iTrader: (1)	Given 9/10 heart attacks outside of hospital are fatal, it could be that you had a very lucky escape. Ditch those little cancer sticks for good and you'll feel like a different person. Hope you have a speedy recovery. __________________ Current : F31 330sD, remapped, Ohlins Road & Track, Millway camber plates, Quaife LSD, Stoptech brakes + Pagid RSL1 pads all round, Weichers front strut brace, Eibach front & rear anti-roll bars, Michelin MP4S.
	Appreciate 0 Quote

04-21-2016, 03:41 PM	#21
ajfoggy Brigadier General 1517 Rep 3,560 Posts Drives: C63s - S205 - Brilliant Blue Join Date: Oct 2014 Location: Warrington iTrader: (0)	Bad news, glad you're on the mend. My dad had a HA around the same age. He was lucky and still going strong, 10 years ago now. A quick stent, statins and aspirin, etc. I don't think it has affected his insurance or driving at all, maybe confidence for a couple of months but think the mental affect is temporary. We have been to Canada and America since and his insurance is not cheap at all, but you can't risk not having the cover over there all you'll be selling your house if anything goes wrong.
	Appreciate 0 Quote

04-21-2016, 03:50 PM	#22
Kal101 Major General 3105 Rep 7,032 Posts Drives: 335xd Msport + Join Date: Jan 2014 Location: West mids!!!! iTrader: (0) Garage List 2015 Bmw msport + 3 ... [0.00]	Glad to hear you pulled through and are on the mend. Don't wish to preach but take it as a warning to improve your lifestyle - as you said cut out the **** ( biggest issue is cardiovascular disease as opposed to lung cancer) . Increase your exercise levels gradually once you're well enough and have a look at your diet My dad had his first One at 40 with his brothers not surviving their first ones. Get well soon!!! Ps leave the launch control alone for a while as well __________________
	Appreciate 0 Quote