Deutschland

Rick4345 · 06-07-2015, 09:24 PM

I'm taking my mom to Germany in September. My first time going and not being in the military. What would anyone suggest about exchanging currency. I figure I would be ahead using cash. My credit card charges three percent for overseas transactions.

ynguldyn · 06-07-2015, 10:54 PM

Unless you have reasons not to apply for a new card, for travel to Europe I recommend Barclaycard Arrival Plus, which has no foreign transaction fees and works as a proper chip-and-pin card, which is going to be really useful for buying subway or train tickets and other transactions where there's no live cashier.

rambalu80 · 06-08-2015, 10:31 AM

Several Capital One cards have no foreign transaction fees. Fidelity has a checking account call "MySmart Cash" which offers zero foreign transaction fees and up to 5 or 6 worldwide ATM withdrawals without any ATM service charges anywhere in the world.

Hound Passer · 06-22-2015, 09:23 AM

If you have a Schwab or Fidelity account set up a separate "banking" account with them. They'll give you a no-fee Visa ATM card. Use it to withdraw cash with no fee & fair conversion rate - much better than stand-alone currency exchange cos.

I pay $ for most things except meals & lodging. As others said get a no foreign transaction fee Visa if you don't have one.

06-07-2015, 09:24 PM	#1
Rick4345 Lieutenant Colonel 472 Rep 1,659 Posts Drives: 2022 WRX World Rally Blue Join Date: Apr 2009 Location: Somewhere iTrader: (13) Garage List 2022 Subaru WRX GT [0.00]	Deutschland I'm taking my mom to Germany in September. My first time going and not being in the military. What would anyone suggest about exchanging currency. I figure I would be ahead using cash. My credit card charges three percent for overseas transactions. __________________ Rick
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06-07-2015, 10:54 PM	#2
ynguldyn Brigadier General 7635 Rep 3,440 Posts Drives: battery powered tv on wheels Join Date: Jun 2010 Location: Boston iTrader: (0)	Unless you have reasons not to apply for a new card, for travel to Europe I recommend Barclaycard Arrival Plus, which has no foreign transaction fees and works as a proper chip-and-pin card, which is going to be really useful for buying subway or train tickets and other transactions where there's no live cashier.
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06-08-2015, 10:31 AM	#3
rambalu80 Major 78 Rep 1,241 Posts Drives: 2016 BMW 340i Join Date: Apr 2007 Location: Katy TX iTrader: (2) Garage List 2016 BMW 340i [0.00]	Several Capital One cards have no foreign transaction fees. Fidelity has a checking account call "MySmart Cash" which offers zero foreign transaction fees and up to 5 or 6 worldwide ATM withdrawals without any ATM service charges anywhere in the world. __________________ 2016 BMW 340i 688 \| LCL5 \| 4FT \| ZMT \| ZTP \| ZDA \| ZLP \| 494 Formula One Pinnacle 30 Tint \| Brushed Aluminum Pedals
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06-22-2015, 09:23 AM	#4
Hound Passer First Lieutenant 60 Rep 352 Posts Drives: 435i Convertible Join Date: Oct 2006 Location: VA iTrader: (0)	If you have a Schwab or Fidelity account set up a separate "banking" account with them. They'll give you a no-fee Visa ATM card. Use it to withdraw cash with no fee & fair conversion rate - much better than stand-alone currency exchange cos. I pay $ for most things except meals & lodging. As others said get a no foreign transaction fee Visa if you don't have one.
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