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BMW 3-Series (E90 E92) Forum
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BETTER than BMW's Extended Warranty
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01-18-2006, 09:51 PM | #1 |
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BETTER than BMW's Extended Warranty
Geico has mechanical break down insurance coverage. It has a straight $250 deductible. Only for new cars. After the 4/50 warranty runs out, you can do mechanical repairs and only pay $250 per repair total. So it protects against any big repair bills. It only costs $70 per year and lasts up to 7/100, just like BMW's warranty.
For wheels/tires, they tried to sell me on a 5 yr warranty that would protect tires on a pro-rated basis if they got damaged by road hazards. It's not worth it. (It was $900) To protect your wheels, get full coverage. Most insurance companies cover wheels in their full coverage. Unlike the dealer tire/wheel warranty, insurance even covers cosmetic damage. To protect your tires, buy from Costco. They give free road hazard protection. Or you can buy it from an online dealer like tirerack.com |
01-19-2006, 12:51 AM | #3 |
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Not to say it isn't good sometimes, but I hate this whole racket of insurance being offered on every friggin item you own/buy.
Buying a TV... better get some insurance. Tires? Yup, better insure those. Cellphone? Laptop? Keyboard? Sofa? Fridge? Stove? Bed? Insurance!!! Cat/dog/fish?? Insurance. Table? Yup, insurance. |
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01-19-2006, 01:52 AM | #4 |
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Insurance companies only give you "comparative" tires to the ones in your car if something happens. I think that means you won't get run-flat tires in your car if you use them.
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01-19-2006, 02:06 PM | #6 |
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do you have to buy that mechanical break down insurance coverage right away or can you wait till your 4 years up
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01-19-2006, 07:20 PM | #7 |
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Good question wondering the same thing. Makes no sense to buy it now. How would it work for those that are not insured with Geico?
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01-19-2006, 10:06 PM | #8 |
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Nice info, thanx sr4b!
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01-19-2006, 11:09 PM | #9 | |
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Quote:
Last edited by e90wraith; 01-19-2006 at 11:51 PM.. |
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01-20-2006, 10:45 AM | #11 |
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makes me wonder why insurance companies offer this kind of service to BMW, does not mean our BMWs break down more often than other brands?
My liberty mutual also have something similar. |
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01-20-2006, 02:35 PM | #12 | |
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