Insurance recommendations

Chompers · 03-19-2015, 04:33 PM

Due to pick up the new (to me) car in 2 weeks and just starting to look at insurance quotes. Any recommendations from anybody. Not interested in unknown companies, just common bunch like LV, Admiral and so on.

Thanks in advance.

JonD · 03-19-2015, 04:41 PM

Chris Knott, A-plan

Andrewthefirst · 03-19-2015, 04:55 PM

Admiral were very good for me this year. Have been with Hughes and Co (NI) for years, but this time Admiral were better. I always start a search with confused.com or similar. Stay away from BMW their prices are laughable

Chompers · 03-19-2015, 04:58 PM

Quote:

Originally Posted by Andrewthefirst

Admiral were very good for me this year. Have been with Hughes and Co (NI) for years, but this time Admiral were better. I always start a search with confused.com or similar. Stay away from BMW their prices are laughable

Will try both and as you say, I always try a comparison site first for a bench mark. Only been in NI since November, some quotes are

but some are pretty good.

ammo23 · 03-19-2015, 05:03 PM

I've used esure for past two years, usually change after one, but the renewal was cheaper than anywhere!! Only cost me 20p to change from TT to the BMW too

A-plan weren't competitive for me at all, well over 1k, my current insurance is just over 400

SkyJawa · 03-19-2015, 05:16 PM

Direct line always been frequently good to me.

ukbeemerboy · 03-19-2015, 05:47 PM

All these threads on insurance. There are so many variables with the quotes you could never compare with each other. How you use the car, how many miles you do, where you leave it, where you live, the excess on the policy, your age etc etc....

SkyJawa · 03-19-2015, 06:10 PM

Quote:

Originally Posted by ukbeemerboy

All these threads on insurance. There are so many variables with the quotes you could never compare with each other. How you use the car, how many miles you do, where you leave it, where you live, the excess on the policy, your age etc etc....

Indeed that's absolutely right.

fastflyer · 03-19-2015, 06:14 PM

Would steer clear of Admiral, 2 relatives have both had their insurance policies cancelled without notice only to be told so by the police when being pulled over.

I give Elephant a thumbs up.

GMT234 · 03-19-2015, 06:17 PM

I like Mastercover, always beat my best quote too.

SkyJawa · 03-19-2015, 06:31 PM

Quote:

Originally Posted by fastflyer

Would steer clear of Admiral, 2 relatives have both had their insurance policies cancelled without notice only to be told so by the police when being pulled over.

I give Elephant a thumbs up.

Elephant are part of the Admiral group

Wife is with admiral, her renewal came up recently and we were thinking of a chip for her golf GTI so we ran some quotes with it as such. Admiral auto renewed (left it alone as was competitive) then they sent a letter saying there were modifications she hadn't declared from information from other companies in their group and as such there was a 30 quid extra fee to pay!!! All from a quote to see what the effect would be on her premium if we did it!

fastflyer · 03-19-2015, 06:43 PM

Quote:

Originally Posted by SkyJawa

Elephant are part of the Admiral group

Well, the Elephant subsidery is much more organised than the parent company! I wonder why they have a few subsidiaries, maybe others have had bad experience with Admiral and they saw the need to create more brands.

Still a thumbs up for Elephant and a down for Admiral.

Chompers · 03-20-2015, 12:18 PM

Thanks to some of the above helpful reply's

and sorry for 'another insurance' thread. It may not have been of interest to you but helped me which was the intention of the post at the end of the day.

ukbeemerboy · 03-20-2015, 01:44 PM

Quote:

Originally Posted by Chompers

Thanks to some of the above helpful reply's

and sorry for 'another insurance' thread. It may not have been of interest to you but helped me which was the intention of the post at the end of the day.

Wasn't having a go, threads are what make a forum. Just outlining all the variables in quotes in which so many factors indicate

SkyJawa · 03-20-2015, 01:47 PM

Quote:

Originally Posted by fastflyer

Well, the Elephant subsidery is much more organised than the parent company! I wonder why they have a few subsidiaries, maybe others have had bad experience with Admiral and they saw the need to create more brands.

Still a thumbs up for Elephant and a down for Admiral.

You'd be surprised how many insurers are actually the same group

Bell Direct are also part of the Admiral, Elephant group. Swiftcover are part of AXA. I could go on!

You can often tell by the quote engines too. Might have different colours etc but exactly the same layout, questions and options....

ajfoggy · 03-21-2015, 02:59 PM

Well I went from one A-Plan provided policy (Equity) to another A-Plan supplier policy from Ageas Optima, premium was a little high than I thought it would be but a least i know the body kit is all listed.

RichardM · 03-23-2015, 09:32 PM

I'd steer clear of Elephant, they are cheap for a reason! I've used LV for the last couple of years and very happy with their price and service.

workshybum · 03-24-2015, 04:01 AM

I got quotes from elephant and admiral, direct. I then when to compare the market and got quotes from elephant and admiral that were £170 cheaper, with exactly the same info submitted. I always thought you'd be better going direct but apparently not. It pays to shop around!

03-19-2015, 04:33 PM	#1
Chompers Colonel 1155 Rep 2,727 Posts Drives: F31 320d MSport (M) BS /CR Join Date: Mar 2015 Location: Co. Down iTrader: (0)	Insurance recommendations Due to pick up the new (to me) car in 2 weeks and just starting to look at insurance quotes. Any recommendations from anybody. Not interested in unknown companies, just common bunch like LV, Admiral and so on. Thanks in advance. __________________ Curent: F31 335d xDrive MSport Individual TB / OW Merino Gone: F31 320d MSport BS /CR, E61 520d MSport Bus Ed, E53 X5 V8 Sport
	Appreciate 0 Tweet Quote

03-19-2015, 04:41 PM	#2
JonD Major 205 Rep 1,152 Posts Drives: 1 Series Coupe, M Sport Join Date: Sep 2009 Location: UK iTrader: (0)	Chris Knott, A-plan
	Appreciate 0 Quote

03-19-2015, 04:55 PM	#3
Andrewthefirst Major 1219 Rep 1,319 Posts Drives: M140i Join Date: Dec 2014 Location: UK iTrader: (0)	Admiral were very good for me this year. Have been with Hughes and Co (NI) for years, but this time Admiral were better. I always start a search with confused.com or similar. Stay away from BMW their prices are laughable
	Appreciate 0 Quote

03-19-2015, 05:03 PM	#5
ammo23 First Lieutenant 77 Rep 321 Posts Drives: iX3 (GO8) M Sport Pro incoming Join Date: Feb 2015 Location: UK iTrader: (0)	I've used esure for past two years, usually change after one, but the renewal was cheaper than anywhere!! Only cost me 20p to change from TT to the BMW too A-plan weren't competitive for me at all, well over 1k, my current insurance is just over 400
	Appreciate 0 Quote

03-19-2015, 05:16 PM	#6
SkyJawa Major General 3719 Rep 8,636 Posts Drives: F10 530d Join Date: May 2014 Location: Hampshire iTrader: (1)	Direct line always been frequently good to me.
	Appreciate 0 Quote

03-19-2015, 05:47 PM	#7
ukbeemerboy Beemer Heaven 462 Rep 2,941 Posts Drives: BMW M4 Competition Join Date: Feb 2007 Location: Somerset UK iTrader: (0) Garage List 2018 BMW F82 M4 Comp [0.00] 2017 BMW F30 330d M ... [0.00] 2014 BMW F30 330d M ... [0.00] 2009 BMW E90 330d M ... [0.00] 2006 BMW E90 330d M ... [0.00] 2002 BMW E46 325i S ... [0.00]	All these threads on insurance. There are so many variables with the quotes you could never compare with each other. How you use the car, how many miles you do, where you leave it, where you live, the excess on the policy, your age etc etc.... __________________ Scott 2018 BMW M4 Competition 2019 Mini Countryman Cooper S : 2008 Mini Cooper
	Appreciate 0 Quote

03-19-2015, 06:14 PM	#9
fastflyer Second Lieutenant 31 Rep 233 Posts Drives: G01 x20d M Sport Join Date: Dec 2014 Location: W. Sussex, UK iTrader: (0)	Would steer clear of Admiral, 2 relatives have both had their insurance policies cancelled without notice only to be told so by the police when being pulled over. I give Elephant a thumbs up.
	Appreciate 0 Quote

03-19-2015, 06:17 PM	#10
GMT234 Private First Class 28 Rep 137 Posts Drives: M140 mineral grey / oyster Join Date: Mar 2015 Location: York iTrader: (0)	I like Mastercover, always beat my best quote too.
	Appreciate 0 Quote

03-20-2015, 12:18 PM	#13
Chompers Colonel 1155 Rep 2,727 Posts Drives: F31 320d MSport (M) BS /CR Join Date: Mar 2015 Location: Co. Down iTrader: (0)	Thanks to some of the above helpful reply's and sorry for 'another insurance' thread. It may not have been of interest to you but helped me which was the intention of the post at the end of the day. __________________ Curent: F31 335d xDrive MSport Individual TB / OW Merino Gone: F31 320d MSport BS /CR, E61 520d MSport Bus Ed, E53 X5 V8 Sport
	Appreciate 0 Quote

03-21-2015, 02:59 PM	#16
ajfoggy Brigadier General 1517 Rep 3,560 Posts Drives: C63s - S205 - Brilliant Blue Join Date: Oct 2014 Location: Warrington iTrader: (0)	Well I went from one A-Plan provided policy (Equity) to another A-Plan supplier policy from Ageas Optima, premium was a little high than I thought it would be but a least i know the body kit is all listed.
	Appreciate 0 Quote

03-23-2015, 09:32 PM	#17
RichardM Colonel 133 Rep 2,046 Posts Drives: G21 M340i LCI Join Date: Aug 2007 Location: Essex UK iTrader: (2)	I'd steer clear of Elephant, they are cheap for a reason! I've used LV for the last couple of years and very happy with their price and service. __________________ 2023 G21 M340i LCI Previous - 2020 G21 330d M-Sport, F31 335d M-Sport, F31 330d M-Sport
	Appreciate 0 Quote

03-24-2015, 04:01 AM	#18
workshybum Second Lieutenant 44 Rep 275 Posts Drives: F31 335d Join Date: Jan 2015 Location: UK iTrader: (0)	I got quotes from elephant and admiral, direct. I then when to compare the market and got quotes from elephant and admiral that were £170 cheaper, with exactly the same info submitted. I always thought you'd be better going direct but apparently not. It pays to shop around!
	Appreciate 0 Quote