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      08-17-2014, 12:49 AM   #1
danielt
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BMW Full circle finance - anyone using?

anyone here using BMW full circle finance for their M4? Any thoughts on what they're offering for their residuals/guaranteed buyback? I'm thinking of doing a lease.
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      08-21-2014, 08:22 PM   #2
WAY
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Quote:
Originally Posted by danielt View Post
anyone here using BMW full circle finance for their M4? Any thoughts on what they're offering for their residuals/guaranteed buyback? I'm thinking of doing a lease.
I looked into on the advice of someone from Merc who is a close friend. The reason being that Merc is trying to price the C63S (with 375kw!) at the same level as the M3 with more equipment, and that will impact the resale of M3/M4. But the residual for full circle isn't that great. For 2 years, 15,000km per year, it was $92k (for a car with a few options such as full leather, HUD etc). But if you are leasing anyway, as long as they are not trying to charge you a higher interest rate (you can easily get it sub 6), you may as well just do full circle anyway. If you choose not to give the car back to them, then just pay out the residual. You can also adjust the repayments by putting in deposit. I was initially thinking just borrowing $100k and lock in a full circle residual and pay minimal interest, but in the end decided against it.
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      08-22-2014, 08:09 AM   #3
danielt
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There's already a resale (private seller) of an F80 M3 here! (carsales.com.au)

http://www.carsales.com.au/private/d.../?Cr=0&sdmvc=1
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      08-22-2014, 08:58 AM   #4
fungdarren
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I like this on the ad:

"Contact a dealership if you're looking for a joy-ride.
Contact me if you want to have your F80 M3 today."
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      08-22-2014, 08:17 PM   #5
WAY
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Originally Posted by danielt View Post
There's already a resale (private seller) of an F80 M3 here! (carsales.com.au)

http://www.carsales.com.au/private/d.../?Cr=0&sdmvc=1
Haha at that price I'll sell mine and re-order one with ceramic brakes. Don't get me wrong, the new brakes are mighty. But I'm already sick of cleaning the wheels.
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      08-22-2014, 09:37 PM   #6
Racer20
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Haha at that price I'll sell mine and re-order one with ceramic brakes. Don't get me wrong, the new brakes are mighty. But I'm already sick of cleaning the wheels.
Yup. I'm regretting my decision to skip the CCB's already. I've had the car for a week and had to clean the wheels 3 times.
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      08-22-2014, 11:16 PM   #7
danielt
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quite a number of dealers have an M4's available on the showroom floor "for immediate delivery" (mostly alpine white). Hoping this translates to some discounting in a month or so.
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      11-08-2014, 03:41 PM   #8
Ranoz
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Quote:
Originally Posted by danielt
quite a number of dealers have an M4's available on the showroom floor "for immediate delivery" (mostly alpine white). Hoping this translates to some discounting in a month or so.
As far as I know, you can enjoy the discount right now
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