[Baby M5]

Hello everyone, I want to tell you a story that is happening right now, and I beg you to give me some advice! I leased a car from a car dealership two years ago, and my sales representative sent me a contract. I signed the contract and paid the down payment. The sales representative towed the car to my city, and I paid the monthly installment on time every month, so I leased it for 10 months. I think the car is very good and I decided to keep it, so I contacted my sales consultant and told him my idea, and he sent me a wire. I went to the bank to transfer the money and asked me to do so before Monday. However, that day was Thursday and I could only go to the bank on Friday to transfer the money. I found out that the bank information he gave me was not the bank information of the car dealership, but the name of another company. I asked him why and he told me that they were different departments so the names were different. He also signed a buyout contract with me. I trusted him very much because he was the one who contacted me from the beginning to the end and communicated with me about the car. So I transferred the money. After the transfer was completed, I removed the GPS of the vehicle the next day because I did not want the car to be monitored by the car dealership. The salesperson also sent me a new license plate and a car ownership certificate with only my name on it (during the lease period, the car ownership certificate had two names, one half was my name and the other half was the name of the car dealership). I went to Service Ontario to confirm that the car ownership certificate was real and not forged. So my car accompanied me for a year. In the first month after one year, someone suddenly knocked on my door and said that I had broken the law and wanted to take my car away. I felt very strange. I contacted the sales representative but he did not reply to me. I checked Carfax and found that there was a lien on my car! So I called the car dealership to ask why they had someone knock on my door and why they didn't cancel the lien? The dealership replied that because they hadn't received the final payment and I hadn't paid the monthly installments for a long time, they had the right to take my car away. I was devastated and I also found a lawyer. During this time, they called the police and said the car was stolen, so I didn't dare to drive on the road. I was afraid of being stopped by the police, but my car ownership certificate and insurance policy were all in my name. If I was stopped by the police, would they take my car away?

[LouK]

What help exactly are you looking for?
Yes, if the car is reported as stolen and you are not currently identified as the owner it will be returned to whoever currently owns it.

The story is extremely far fetched sounding… why would you contact the dealer and not the lien holder. Was this a new car lease? If so you are not paying the dealer but the financial institution (bmw financial services)

The only “help” I can say is get a lawyer and find out what your sales guy did with the money.

I almost hope the story is made up honestly.

[carseatsm5]

Is this ChatGPT?

[NoMods]

What is urgent is the lack of paragraphs

[Demon Barber]

A human did not write this.

[Oz M5]

If this is Chat GPT, I'm impressed! Decent story!

[Greer]

This is the first post by this OP and he needs to upload a sales contract so we can see what happened here.

[pbonsalb]

The OP says he has a lawyer. He should follow the lawyer’s advice given his own limited understanding of what has happened.

[jnotrom711]

Not gonna lie I opened this thread hoping to see this....

With that said, I don't know how leasing works in Canada, but this entire thing sounds like complete nonsense. And if any of this actually happened, sorry to OP, but you're a moron for getting yourself involved in this. But im pretty confident that this entire thread is complete BS. The real question is why in gods name do people or people controlling bots, waste their time posting nonsensical BS like this? What is to gain? I dont get it.

[carseatsm5]

Originally Posted by NoMods

What is urgent is the lack of paragraphs

Very funny comment

[secretariat]

Originally Posted by NoMods

What is urgent is the lack of paragraphs

Hahahahahahahahaha

[Baby M5]

Originally Posted by LouK

What help exactly are you looking for?
Yes, if the car is reported as stolen and you are not currently identified as the owner it will be returned to whoever currently owns it.

The story is extremely far fetched sounding… why would you contact the dealer and not the lien holder. Was this a new car lease? If so you are not paying the dealer but the financial institution (bmw financial services)

The only “help” I can say is get a lawyer and find out what your sales guy did with the money.

I almost hope the story is made up honestly.

No, I got this car from a third-party car dealership. After I paid the final payment, my sales representative changed the car ownership certificate to my name. It was only my name.

[Baby M5]

Originally Posted by Oz M5

If this is Chat GPT, I'm impressed! Decent story!

This is a true story. I just want to know that the car ownership certificate and insurance policy are all in my name, but the dealer took the lien and reported the car to the police as a stolen vehicle. I was driving this car on the road, and the police stopped me. I showed my driver's license, my car ownership certificate, and my insurance policy. They are all in my name. Will he let me go?

[Mdef]

Originally Posted by Baby M5

This is a true story. I just want to know that the car ownership certificate and insurance policy are all in my name, but the dealer took the lien and reported the car to the police as a stolen vehicle. I was driving this car on the road, and the police stopped me. I showed my driver's license, my car ownership certificate, and my insurance policy. They are all in my name. Will he let me go?

The only way to know for sure is to ask him.

[M5_1of400]

Originally Posted by Baby M5

This is a true story. I just want to know that the car ownership certificate and insurance policy are all in my name, but the dealer took the lien and reported the car to the police as a stolen vehicle. I was driving this car on the road, and the police stopped me. I showed my driver's license, my car ownership certificate, and my insurance policy. They are all in my name. Will he let me go?

I honestly think the cops won't care about the paperwork, you can show them a box of papers with your name all over and all of that can be forged... if the car is truly reported stolen, I wouldn't touch it until you get that sorted out... unless for some odd reason, you like getting handcuffed outside of your bedroom.

[Aronis]

So have you gotten anywhere with the Attorney?

Mike

[Baby M5]

Originally Posted by M5_1of400

I honestly think the cops won't care about the paperwork, you can show them a box of papers with your name all over and all of that can be forged... if the car is truly reported stolen, I wouldn't touch it until you get that sorted out... unless for some odd reason, you like getting handcuffed outside of your bedroom.

But when the police get these documents, they can check to make sure they are authentic and all of them are in my name.

[Baby M5]

Originally Posted by Aronis

So have you gotten anywhere with the Attorney?

Mike

Lawyer, thinks the sales agent ran away with the money

[Aronis]

Originally Posted by Baby M5

Lawyer, thinks the sales agent ran away with the money

That is what is sounds like.

Criminals are every where.

Sorry for you loss.

Mike

[LouK]

Originally Posted by Aronis

That is what is sounds like.

Criminals are every where.

Sorry for you loss.

Mike

So here is another angle....OP has defaulted on payments and is attempting to create a story that shows he has paid for the car in an attempt to win a court case......

Whole thing sounds so ridiculous almost like a "buy here pay here" sketchy dealer with the sales guy saying don't worry just wire me money.

Other than this car being an M5 the questions asked are not anywhere near relevant to a M5. Same thing as creating an account on a disney forum to ask what you should do if someone stole your mickey mouse shirt. other than it being a mickey mouse shirt.... the entire situation is not relevant.
If he wants advice on what police will do or think, he should create an account on a law enforcement page, but its really simple. If the car comes up as stolen they will take possession of it until its all settled with both parties.

[AHall]

I would not advise driving around in a car reported stolen. Depending on where you are, I have seen cops get pretty aggressive when pulling over a car reported stolen. I would seek to get this situation resolved, especially if you have paid what you have indicated.

Maybe I am missing something but this story is indeed bizarre.

[S EyeLand]

Originally Posted by Baby M5

No, I got this car from a third-party car dealership. After I paid the final payment, my sales representative changed the car ownership certificate to my name. It was only my name.

The DMV is responsible for titling the car no? Took me 6 weeks to get the title for my M5 after paying the note off.