[Emarkman]

Hey gang, moving towards a 2023 M5C. Going to split cost roughly 50-50 (cash down - financing).

Any suggestions on the best financing options? meaning insurance finance companies? How competitive is BMW financing? I’m seek g them offer roughly 6.99%. Thanks!

[S EyeLand]

Originally Posted by Emarkman

Hey gang, moving towards a 2023 M5C. Going to split cost roughly 50-50 (cash down - financing).

Any suggestions on the best financing options? meaning insurance finance companies? How competitive is BMW financing? I’m seek g them offer roughly 6.99%. Thanks!

I got around that rate from PSECU. They sent a blank check and didn't have to deal with the dealers financing negotiation when I bought the car. I set the purchase price, then moved on to telling them how i would pay. Roughly 50% "cash" the rest would be by the check. Took under an hour at the dealership, and 15 mins to apply at PSECU website, took them about a week to send the packet which includes the check and contract you would bring to the dealer.

[pbonsalb]

Yes, credit unions seem to have the best car loan rates, but it can depend on the age of the car and a car seller can subsidize rates to gain sales.