05-25-2023, 09:36 AM | #1 |
Colonel
1558
Rep 2,084
Posts |
Good deal?
127K sticker car, my dealer is trading for it to get it here. I'll get the actual lease worksheet shortly, but $1900 / month 36 months 7500 miles, 2800 at signing, all taxes included. 58% residual, don't know what the cap cost or MF is. Hard to validate without those but looking for a gut check. If I run the BMW calculator with taxes at MSRP i'm getting 2100 / month so feels reasonable esp since it's not *their* lot car, but still...
__________________
Current '21 DG X5MC, '22 X5M50i, '11 E90 M3
Recent Past '12 E92 M3 ZCP, '08 E93 M3, '18 F80 ZCP, '04 E46 M3 I think I have an M3 problem. |
05-25-2023, 10:18 AM | #2 | |
Brigadier General
4156
Rep 3,705
Posts
Drives: 2022 M5C
Join Date: Feb 2020
Location: Earth
|
Quote:
All in all, it’s not a terrible deal by any means if it’s exactly the car you want, you can get the car now, and taking into consideration that EOP is 07/24. If your primary goal is to get the best deal possible, depending on where you are in the country, this probably isn’t it. If you just want it now, then it’s not a terrible deal.
__________________
Not a BMW guy...but certainly an M5 guy.
|
|
Appreciate
1
kolosy1557.50 |
05-25-2023, 10:46 AM | #3 | |
Colonel
1558
Rep 2,084
Posts |
Quote:
__________________
Current '21 DG X5MC, '22 X5M50i, '11 E90 M3
Recent Past '12 E92 M3 ZCP, '08 E93 M3, '18 F80 ZCP, '04 E46 M3 I think I have an M3 problem. |
|
Appreciate
1
ResIpsaLoquitur4155.50 |
05-25-2023, 11:20 AM | #4 | |
Brigadier General
4156
Rep 3,705
Posts
Drives: 2022 M5C
Join Date: Feb 2020
Location: Earth
|
Quote:
Keep us posted and good luck!
__________________
Not a BMW guy...but certainly an M5 guy.
|
|
Appreciate
0
|
05-25-2023, 12:46 PM | #5 |
Colonel
1558
Rep 2,084
Posts |
yeah, my wording was confusing. i meant that it doesn't sound like i'm getting fleeced. now they just need to actually get the car here!
__________________
Current '21 DG X5MC, '22 X5M50i, '11 E90 M3
Recent Past '12 E92 M3 ZCP, '08 E93 M3, '18 F80 ZCP, '04 E46 M3 I think I have an M3 problem. |
Appreciate
1
ResIpsaLoquitur4155.50 |
05-25-2023, 01:13 PM | #7 |
Captain
352
Rep 604
Posts |
I'd be surprised if that wasn't a good deal considering what the base money factor is right now
|
Appreciate
1
ResIpsaLoquitur4155.50 |
05-25-2023, 03:48 PM | #8 |
Brigadier General
4156
Rep 3,705
Posts
Drives: 2022 M5C
Join Date: Feb 2020
Location: Earth
|
What is the base MF through BMWFS for May?
__________________
Not a BMW guy...but certainly an M5 guy.
|
Appreciate
0
|
05-26-2023, 06:50 AM | #9 |
Captain
352
Rep 604
Posts |
I have no clue but it's high lol. My comment was more in line with where interest rates are compared to a year ago for leasing and purchasing since they are all based off Fed funds rate. The base MF has got to be pretty high by now so I was guessing those lease terms were probably favorable.
Yes, hard to know without a net cap cost and MF for us to utilize in the math but I'm thinking that payment at that MSRP is pretty good for a lease right now in today's credit rate world. |
Appreciate
1
ResIpsaLoquitur4155.50 |
05-28-2023, 07:27 AM | #10 |
Lieutenant
782
Rep 443
Posts |
I don’t think it’s a great deal but then again I haven’t been tracking money factor lately.
For reference. My car was 27k more than that and for a 36/10 I’m only 400 a month higher.
__________________
2023 M5C (MBB, Tartufo, CCB, MPE, splitter, skirts, diffuser and pro spoiler), 2022 X3MC (gone), 2022 M5C (gone, not forgotten), 2020 992S (gone), 2018 M3C (should have never let it be gone), 2015 550i (gone), 2013 550i M-Sport (gone), 2010 Panamera (good riddance) (this list is getting entirely too long).
|
Appreciate
0
|
05-28-2023, 10:42 AM | #11 | |
Second Lieutenant
219
Rep 294
Posts |
Quote:
You car at MSRP assuming you have the $995 bank fee in the deal would be $1833 per month plus tax. You should be able to get at least 5% off msrp for a car sitting on the lot right now, but on a trade maybe not.
__________________
2023 M5 Comp Skyscraper Grey,Executive Pack, Drivers Assistance, B&W, 789's. |
|
Appreciate
1
ResIpsaLoquitur4155.50 |
05-29-2023, 12:04 AM | #12 | |
Brigadier General
4156
Rep 3,705
Posts
Drives: 2022 M5C
Join Date: Feb 2020
Location: Earth
|
Quote:
That’s certainly not great, but definitely not as bad as it had been as you mentioned. OP, make sure they are showing you the buyer rate and they are not marking it up obviously.
__________________
Not a BMW guy...but certainly an M5 guy.
|
|
Appreciate
0
|
05-30-2023, 09:25 AM | #13 |
Colonel
1558
Rep 2,084
Posts |
got the numbers. MF is 175 as mentioned above. He's giving me ~3% off msrp and another ~1% (maybe less) is going to shipping. So from his perspective it's 4% that he isn't getting. I think I'm ok with that.
__________________
Current '21 DG X5MC, '22 X5M50i, '11 E90 M3
Recent Past '12 E92 M3 ZCP, '08 E93 M3, '18 F80 ZCP, '04 E46 M3 I think I have an M3 problem. |
Appreciate
1
ResIpsaLoquitur4155.50 |
05-30-2023, 12:09 PM | #14 | |
Brigadier General
4156
Rep 3,705
Posts
Drives: 2022 M5C
Join Date: Feb 2020
Location: Earth
|
Quote:
Keep us posted. We can’t wait to see!
__________________
Not a BMW guy...but certainly an M5 guy.
|
|
Appreciate
0
|
06-02-2023, 09:39 AM | #15 |
Colonel
1558
Rep 2,084
Posts |
squeezed another $500 out of him to a total discount of $4.5K off 129K sticker. definitely better deals out there, but then again ... it's now waiting for me at the dealer when I get home this weekend!!
SRG / Full Aragon Brown, DAPP, Exec, Comp, BW. Yes, has a sunroof but ... meh. My E60 had one and it was fine. I'd even open it on occasion!
__________________
Current '21 DG X5MC, '22 X5M50i, '11 E90 M3
Recent Past '12 E92 M3 ZCP, '08 E93 M3, '18 F80 ZCP, '04 E46 M3 I think I have an M3 problem. |
Appreciate
2
logicators243.50 imperfectluck434.00 |
06-05-2023, 11:26 AM | #18 |
Colonel
1558
Rep 2,084
Posts |
my guy said 190 for June.
__________________
Current '21 DG X5MC, '22 X5M50i, '11 E90 M3
Recent Past '12 E92 M3 ZCP, '08 E93 M3, '18 F80 ZCP, '04 E46 M3 I think I have an M3 problem. |
Appreciate
0
|
06-06-2023, 08:20 PM | #19 |
Enlisted Member
4
Rep 31
Posts |
|
Appreciate
0
|
Post Reply |
Bookmarks |
|
|