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      09-08-2019, 02:10 PM   #1233
TTyza
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Quote:
Originally Posted by David.J View Post
7 MSD's Totaling roughly 10,000

Would save you about 2660 off your whole lease term.

and they're protected from totaling/theft so it's 100% refundable.

each MSD reduces your MF by .0005
Got it thanks, will do much better with that 10k invested over 3 years. So want no-MSD payment should I shoot for?

Thanks again for all the help!
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      09-08-2019, 02:18 PM   #1234
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Quote:
Originally Posted by TTyza View Post
Got it thanks, will do much better with that 10k invested over 3 years. So want no-MSD payment should I shoot for?

Thanks again for all the help!
$1475-$1529 would be a great deal, that's between 13-14% off MSRP Plus the incentives which totals to about 16-17% in total.
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      09-08-2019, 04:57 PM   #1235
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Quote:
Originally Posted by David.J View Post
$1475-$1529 would be a great deal, that's between 13-14% off MSRP Plus the incentives which totals to about 16-17% in total.
Awesome thanks and are the sept residuals and base MF - 55% and .00128 ?
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      09-08-2019, 09:05 PM   #1236
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TTyza, thats a sick deal at 10k/36mo.

thats a better deal than my fathers car, and yours is 5k more. i'd do it. is that with tax? i'd get tire insurance too btw.


edit, thats with msd's down?
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      09-08-2019, 09:17 PM   #1237
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Quote:
Originally Posted by TrevorM3 View Post
TTyza, thats a sick deal at 10k/36mo.

thats a better deal than my fathers car, and yours is 5k more. i'd do it. is that with tax? i'd get tire insurance too btw.


edit, thats with msd's down?
That quote is including tax with no MSD's just 2k due at signing which covers first month's payment
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      09-08-2019, 09:37 PM   #1238
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Originally Posted by TTyza View Post
That quote is including tax with no MSD's just 2k due at signing which covers first month's payment


i'd take it. no MSD's here either, rather put the money elsewhere.
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      09-09-2019, 02:04 AM   #1239
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I got 5.4% below msrp and before incentives. $115k msrp on comp pack 2020 model. Is that a good deal? Don't know if I am going to buy or lease, but I am just negotiating the purchase price of the car at the moment.
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      09-09-2019, 07:50 AM   #1240
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Originally Posted by F80 ZCP View Post
I got 5.4% below msrp and before incentives. $115k msrp on comp pack 2020 model. Is that a good deal? Don't know if I am going to buy or lease, but I am just negotiating the purchase price of the car at the moment.
A good deal on a 2020 would be 9-10% off before incentives.
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      09-09-2019, 07:52 AM   #1241
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Quote:
Originally Posted by TTyza View Post
Quote:
Originally Posted by David.J View Post
$1475-$1529 would be a great deal, that's between 13-14% off MSRP Plus the incentives which totals to about 16-17% in total.
Awesome thanks and are the sept residuals and base MF - 55% and .00128 ?
Yup, that's the right base MF and RV (for 36/10).

You should play very aggressive on a high sticker 2019, particularly if it has dealer/port installed addons.
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      09-09-2019, 09:11 AM   #1242
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Quote:
Originally Posted by F80 ZCP View Post
I got 5.4% below msrp and before incentives. $115k msrp on comp pack 2020 model. Is that a good deal? Don't know if I am going to buy or lease, but I am just negotiating the purchase price of the car at the moment.


i think alot of people are getting caught up with the % off msrp. Another way it should be looked at is, "what is my payment going to be" your payment should be based off of what people are paying on the forums, pretty simple.

A dealer can take off a huge % from msrp and still dick around and give you garbage lease numbers, so i'd focus on the monthly, (again, based off excellent deals posted in here)
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      09-09-2019, 05:05 PM   #1243
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Quote:
Originally Posted by TTyza View Post
Looks like they're using an inflated MF and I'm not seeing where the $2500 incentive comes in, doesn't look like that good of a deal, thoughts?
Hey man, Any chance you can post your most recent deal? I'm trying to get a good deal on my next m5 thanks again
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      09-09-2019, 06:00 PM   #1244
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Originally Posted by bmw_fanboy912 View Post
Hey man, Any chance you can post your most recent deal? I'm trying to get a good deal on my next m5 thanks again
Are you looking for a 2020 Special order?
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      09-09-2019, 11:58 PM   #1245
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Quote:
Originally Posted by David.J View Post
Are you looking for a 2020 Special order?
No, id like to get a 19 to take advantage of the 4500 lease credit iv been looking around found a car i found one that's a 139k sticker trying to get it for the 1475-1500 range. not sure if anyone can send me their lease quotes with similar MSRP so I can leverage the dealerships with a quote.
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      09-10-2019, 11:18 PM   #1246
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Quote:
Originally Posted by TrevorM3 View Post
i'd take it. no MSD's here either, rather put the money elsewhere.
Why do people think they can do much better than the savings from MSD?

I just ran an example where 7 MSD would cost $7,948 up front and save $2,331 over the 3 years of the lease in "interest payments"

Now I would assume everyone buying a M5 is in a higher tax bracket, so if you made 15% return on your $7,948 thats MAYBE $775/year after taxes ($1192 gain, 35% taxes).

which means you would need to make 15% per year returns to equal the savings from MSD. Please tell me the name of the guy you use who gets you that on a consistent bases
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      09-11-2019, 07:47 AM   #1247
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Quote:
Originally Posted by Mako View Post
Why do people think they can do much better than the savings from MSD?

I just ran an example where 7 MSD would cost $7,948 up front and save $2,331 over the 3 years of the lease in "interest payments"

Now I would assume everyone buying a M5 is in a higher tax bracket, so if you made 15% return on your $7,948 thats MAYBE $775/year after taxes ($1192 gain, 35% taxes).

which means you would need to make 15% per year returns to equal the savings from MSD. Please tell me the name of the guy you use who gets you that on a consistent bases
Passively investing I agree it would be tough, the best large scale fund managers in the world would have a hard time to keep up with that Y-O-Y.

I run a few real estate investment funds / partnerships in which we utilize very low rate bank debt to leverage our COC returns, it's not abnormal to produce 50% IRR's and we have had numerous returns in the triple digits. Remember this is leveraged COC, a little bit more work than giving BMW $8k haha but I love it.
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      09-11-2019, 07:54 AM   #1248
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Quote:
Originally Posted by bmw_fanboy912 View Post
No, id like to get a 19 to take advantage of the 4500 lease credit iv been looking around found a car i found one that's a 139k sticker trying to get it for the 1475-1500 range. not sure if anyone can send me their lease quotes with similar MSRP so I can leverage the dealerships with a quote.
So far on 2019's the best deal I've found is 11% off MSRP before applying the $4500 credit and then using the base residual and money factor fo 55% and .00128 this month.

On 2020 special order the best deal I've found is 10% off MSRP, $2,000 credit and then using the base residual and money factor fo 55% and .00128 this month.

I think I'm going to go the 2020 route because my X5m isn't up for 2 months and I have another car to drive around if it takes longer than that for the M5 Comp to arrive. LMK if anyone has a better deal on ordering a 2020 please, if not I'm happy to share my dealer after we ink the deal, they have 1 more allocation right now.
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      09-11-2019, 09:59 AM   #1249
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Quote:
Originally Posted by TTyza View Post
So far on 2019's the best deal I've found is 11% off MSRP before applying the $4500 credit and then using the base residual and money factor fo 55% and .00128 this month.

On 2020 special order the best deal I've found is 10% off MSRP, $2,000 credit and then using the base residual and money factor fo 55% and .00128 this month.

I think I'm going to go the 2020 route because my X5m isn't up for 2 months and I have another car to drive around if it takes longer than that for the M5 Comp to arrive. LMK if anyone has a better deal on ordering a 2020 please, if not I'm happy to share my dealer after we ink the deal, they have 1 more allocation right now.
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      09-11-2019, 10:44 AM   #1250
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Quote:
Originally Posted by Mako View Post
Why do people think they can do much better than the savings from MSD?

I just ran an example where 7 MSD would cost $7,948 up front and save $2,331 over the 3 years of the lease in "interest payments"

Now I would assume everyone buying a M5 is in a higher tax bracket, so if you made 15% return on your $7,948 thats MAYBE $775/year after taxes ($1192 gain, 35% taxes).

which means you would need to make 15% per year returns to equal the savings from MSD. Please tell me the name of the guy you use who gets you that on a consistent bases

well, i'd rather put as little down as possible. I see no need to buy the rate down, if you find a good dealer willing to give you a bottom dollar price.
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      09-11-2019, 03:49 PM   #1251
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Just pulled the trigger on a 2019 M5CP with the following #'s. It's not the best deal I've seen but I was happy with it. 11.4% off after rebates is pretty good in my book. I've seen people posting about 12% off before rebates, and damn that's a solid pull. I wasn't able to get close to that with the dealers I negotiated with.

MSRP: $123,335
Sale Price w/rebates: $109,315
$0 down (cap-cost reduction)
52% Residual
MF: .00128
Monthly: $1586.65 at 15k/yr for 36 months
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      09-11-2019, 05:24 PM   #1252
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vandal what state are you in? are your taxes included in payment? what is your driveoff? I am getting close to a similar deal in TX
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      09-11-2019, 07:20 PM   #1253
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Quote:
Originally Posted by VandalF16 View Post
Just pulled the trigger on a 2019 M5CP with the following #'s. It's not the best deal I've seen but I was happy with it. 11.4% off after rebates is pretty good in my book. I've seen people posting about 12% off before rebates, and damn that's a solid pull. I wasn't able to get close to that with the dealers I negotiated with.

MSRP: $123,335
Sale Price w/rebates: $109,315
$0 down (cap-cost reduction)
52% Residual
MF: .00128
Monthly: $1586.65 at 15k/yr for 36 months

not bad, i think you're the first 15k mileage lease i've seen with the f90 lol.
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      09-12-2019, 12:18 AM   #1254
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Quote:
Originally Posted by TrevorM3 View Post
Quote:
Originally Posted by VandalF16 View Post
Just pulled the trigger on a 2019 M5CP with the following #'s. It's not the best deal I've seen but I was happy with it. 11.4% off after rebates is pretty good in my book. I've seen people posting about 12% off before rebates, and damn that's a solid pull. I wasn't able to get close to that with the dealers I negotiated with.

MSRP: $123,335
Sale Price w/rebates: $109,315
$0 down (cap-cost reduction)
52% Residual
MF: .00128
Monthly: $1586.65 at 15k/yr for 36 months

not bad, i think you're the first 15k mileage lease i've seen with the f90 lol.
Hah, yeah most are 10 or 12k. I have a 50 mile drive to work for the next 9 months until I move back to Seattle and can go back to a normal commute. Unfortunately I need those miles!
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