Here's you numbers plugged into a lease calc:
thereef510 Leasehackr.com/Calculator
1. What is not clear is the year and model of the X5 you're inquiring on. Is it on the dealer lot or custom order?
2. Find out what your incentives are in your zip code -
https://www.bmwusa.com/special-offer...hicle=seriesX5
Example for Knoxville, TN 37901 - There's a $1K lease credit for M50i and $750 conquest
3. You're getting 7.5% discount - you should be able to negotiate more
4. You're getting MF rate is marked up - adding to approx $26/mo
5. Do not put $4K down on your lease - put it towards 7 MSD which you're only able to calc until you arrive at a purchase price you feel you're getting a deal on.
6. While forum members can assist you in evaluating your lease, you need to do more leg work.
Here's an example 2020 BMW X5 xDrive40i M Sport lease structure that sent out to various dealers:
MSRP - $79820 + $700 BMW UC+
Discount - $7982 (10%)
Agreed upon value of vehicle: $72538
Residual value: 57% 36mo/12K
MF: 0.00128
Incentives
BMW Loyalty: $1250
USAA: $500
Total untaxed incentives: $1750
Taxes & Fees
Acquisition: $925
Dealer fees: $300
Gov fees, title, tags: $152.50
VA sales tax (4.15%): 2,938
Post sales rebates: $1000 BMWCCA
Drive off: $4258
First month: $868
Down payment: $0
Upfront fees: $452.50
Upfront taxes: $2938
Monthly payment: $868
Note: If I elected to do ZERO-DRIVE OFF, monthly payments would be $991/mo
Auricom 2020 X5 lease structure