[RyBMW]

If you never had a big loan, such as a car loan, it's better to finance. It'll help build your credit. You may have excellent credit, I'm sure you do, but try getting a car loan with no down payment without having a previous car loan before and you might get turned down. A lot of car companies have special programs for people like this. College grad program.

Also, how long are you planning to keep your car? A car depreciates. It's the worst investment. If you're planning to keep your car for a short time, than buying it out is not such a great idea. Financing might not even be a good idea also. Have you considered leasing?

If you don't like leasing, than just finance it. Instead of using all that money to buy out the car, put some down and use the rest for investments that will make you money.