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7-8 % is very reasonable
10 % can be done but is somewhat extreme on 2020 models and you might have to go out of town
agree with others that you have to look after your interest , but also having a good relationship with a dealer can pay dividend and actually is in your own interest.
couple of examples
you have a problem late Friday and heading out of town and the dealer is ready to close, you call SA and they wait for you after hours and let you chose a loaner
You take loaner and bring it back 5 days later with a thousand miles on it....
that happened to me couple of times and have multiple other examples ..
bottom line , they will take care of you and go out of their way to be accommodating .. that to me is worth something
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