Honestly i think you should at least test drive an F95. Last time i went to buy an F10 I bought the F85 and this time i was really eyeing the F95. The interior quality is far better than the M5 it's more towards a 7 series than a 5 series. The feel of the M5 is better but the speed of the X5M is no joke either. I see myself grabbing an F95 in at the end of the summer so pair with the F90. If i had to pick one to own it would be a very difficult choice, which is why I recommend you at least sit in the F95.
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