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Just got off the phone with a rep at my insurance company and it's being handled now. I explained to him the basic situation and he put me on hold for a moment and called Mr. Cooper directly. He told me that often times the loan company will contact the client's insurance company, but not always. As such, you ought to proactively contact your homeowner's insurance policy provider to make sure they get the information about your situation to be safe.
Ultimately he said I don't have anything to worry about now because they will be sure to provide whatever information is necessary to Mr. Cooper.
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