Quote:
Originally Posted by jandref321
I'd hit up a legal forum and see if someone who understands Illinois law can help. Without knowledge of the state laws we would just be guessing.
I've been ripped off in a contract before. I went with financing with the dealer since the APR was lower, but they listed two different APRs on the contract and only showed me the lower one when signing. Something like "agreed APR: 1.99" and "Actual APR: 3.99." The guy covered the actual APR and circled the agreed APR. This was a legit Toyota Dealership...nothing I could do after the fact, I just called my bank and refinanced at 2.5%...it's been three years but maybe I should file a complaint with the BBB.
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fortunately the money involved here isn't too great, but even a site like Jalopnik has a lawyer advocate [Steve Lehto ?] who should have a few posted articles on transactions like this and has a book on amazon discussing these types of issues.