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I would not trade your M3, sell it privately.
Prepay leases are a great deal for BMW, not necessarily for you. If you have the cash to pre-pay, put it in a fund and collect the growth/dividend as you make your payments. What is the incentive/discount to pre-pay?
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2015 M5 - Singapore Grey Metallic - Silverstone Full Merino Interior - Executive Pack - Drivers Assist Pack -Comp Pack -
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