[M5 dude now]

Most of the time, I have not leased my cars and have had quite a few BMWs over the course of time. I usually pay my cars off after 2 years and then have no payments for another 2 years or so. My M5 is on order for later this year and my client advisor is pushing me to do a prepay lease. I did some research on it but was curious if any of you have had experience with a prepay lease. The prepay lease deal is CP M5 price $114,000 - trade M3 = one time payment $21,600 for 3 years/12K miles.