[shawntech]

I've asked this question to others before, i'll ask it here.

$120k cash in the bank, 70% home equity, save roughly $1200 cash a month, no other debt.

3% company matched 401k, the usual health insurance and other costs.

What should I be doing? I'm currently doing nothing, very conservative and holding has been safer to me than weathering some kind of crash in a market I know nothing about.