[Quinn A]

My friend just ran into a similair issue, he was financing a porsche and leasing an M3 ($880 payment and $750 ) sold porsche and lease ended on m3, he was denied on the fact that they could not prove he could make the $1300 payment due to lack of history of a high payment.

They didnt care that he has two years of paying over $1600 a month, they said they need to see one large payment not two that equal the same or more, 770 credit, 6 years of auto finance history, $180k income, paid off home. But who knows if he can survive paying $300 less monthly then he did before