[skioutwest]

I have a question for those of you who took advantage of the "pandemic incentive" back in April/May.

I took delivery of my X4M in early May, and as is typical, paid my first payment up front ($850). The incentive was a complete surprise to me, however I was told that BMWFS would pay $500 of my first two payments. This seemed to occur without a hitch, but the dealership (BMW of Bayside) only sent BMWFS $350; the balance of my first month.

Is BMW of Bayside scamming me here? I have to assume that they took the remaining $500.

To make matters worse, they originally also paid the next months balance of $350, but it got reversed by BMWFS on Aug 20, and their systems tagged me as 60 day overdue. My credit score was just hit 60 pts! I am livid!

I would have assumed that the $850 I paid would have covered my first two months ($350-$500 incentive), with $150 covered of my third payment. Does this sound right?

Thanks!

-Mark