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I have USAA insurance on my Rolex Expy II and my Omega Speedy Pro. I dont remember what I pay but its pretty insignificant for a peace of mind. Maybe $100 a year? I could be way off but I know its not much. I could check for you if interested. both watches are insured for replacement market value (about $2500 on the Omega and $4000 on the Rolex). it covers loss, theft, damage, whatever.
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