Considering the market, even with zero drive off. No
Your only getting about 7.7% off. I would recommend waiting if you can until the MY21 drops or getting MY19 if you can find one and don't mind the tech differences. I would also consider if you're going to actually do 45,000 miles in 36months and if the residual hit vs. buying miles is worth it if you go over.
Year-end tends to have better deals.
https://f90.bimmerpost.com/forums/sh...postcount=1812