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Was always told never leave any money in your debit account than you can afford to loose. Short end of story I use my for going out like that but only put in X dollar amount that I plan to spend that way if something was to happen I would not need to wait 7-10 business days for a new CC.
My gal's son who lives with me "long story" had his debit account hacked and they withdrew all his money. I had told him numerous times he should have main account where his money is deposited and then transfer money accordingly. didn't listen....lost 4K because it's a debit card and some banks will reimburse while other tell you they don't and his bank does not. Has he set up another account? No but I could careless at this point.
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